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General Insurance of IndiaNSE:GICRE +0.41%72 5-Year Yield-on-Cost % is 2.83 as of Aug. 29, 2026, which is 8% above its 10-year median of 2.62. GuruFocus rates NSE:GICRE with a GF Score™ of 72/100 and a GF Value™ of ₹452.40 (Modestly Undervalued). Among 422 Insurance companies, General Insurance of India ranks worse than 65.4% on this metric.
General Insurance of India (NSE:GICRE) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
General Insurance of India 5-Year Yield-on-Cost % Related Terms
NSE:GICRE vs RGA, EG, RNR: 5-Year Yield-on-Cost % Comparison
For the Insurance - Reinsurance subindustry, General Insurance of India's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Insurance of India 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, General Insurance of India's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where General Insurance of India's 5-Year Yield-on-Cost % falls into.
General Insurance of India 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
General Insurance of India (NSE:GICRE) has a 5-Year Yield-on-Cost % of 2.83 as of Aug. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on General Insurance of India and its competitors. This is near median its historical median of 2.62. Over the past decade, General Insurance of India's 5-Year Yield-on-Cost % has ranged from 1.18 to 8.01. According to the industry distribution chart, General Insurance of India ranks #276 out of 422 companies in the Insurance industry, placing it in the top 65.4%.
Is General Insurance of India's 5-Year Yield-on-Cost % too high?
General Insurance of India's current 5-Year Yield-on-Cost % of 2.83 is near median its 10-year median of 2.62. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 8.01. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. General Insurance of India's value of 2.83 is 26.8% below this industry median. Based on the distribution chart, General Insurance of India ranks #276 out of 422 companies in the Insurance industry, which is below the industry midpoint. Overall, General Insurance of India has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does General Insurance of India's 5-Year Yield-on-Cost % compare to RGA and EG?
According to the Insurance industry distribution chart, General Insurance of India ranks #276 out of 422 companies for 5-Year Yield-on-Cost %. This places General Insurance of India in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. General Insurance of India's value of 2.83 is 26.8% below this benchmark. Historically, General Insurance of India's own 5-Year Yield-on-Cost % has ranged from 1.18 to 8.01 over the past decade. While the company's 10-year median is 2.62 vs. the industry median of 3.87, General Insurance of India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Insurance of India's current 5-Year Yield-on-Cost % of 2.83 is 26.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on General Insurance of India and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Insurance of India's current 5-Year Yield-on-Cost % is 2.83, which is near median its own 10-year median of 2.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, General Insurance of India (NSE:GICRE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹452.40, compared to a current price of ₹353.30 — trading 21.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.83, which is near median its 10-year median of 2.62 and 26.8% below the Insurance industry median of 3.87. General Insurance of India's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For General Insurance of India (NSE:GICRE), the current 5-Year Yield-on-Cost % is 2.83 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Insurance of India (NSE:GICRE) Overvalued in 2026?
Based on GuruFocus' analysis, General Insurance of India stock appears to be undervalued.
The current stock price of ₹353.30 is trading 21.9% below its estimated GF Value™ of ₹452.40.
GuruFocus considers General Insurance of India to be Modestly Undervalued.
Key valuation signals for NSE:GICRE:
5-Year Yield-on-Cost %: 2.83 (near median its 10-year median of 2.62)
GF Value™: ₹452.40 vs. price of ₹353.30 (21.9% below fair value)
Industry Position: 26.8% below the Insurance median (#276 of 422)
No single metric tells the full story. See the NSE:GICRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Insurance Corp of India is a reinsurance company. It provides reinsurance for business lines, including fire (property), marine, motor, Personal Accident, engineering, agriculture, aviation/space, health, liability, credit, financial, and life insurance. The group provides services in Domestic and International market.
72GF Score
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