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General Insurance of India (NSE:GICRE) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
General Insurance of India Forward PE Ratio Related Terms
General Insurance of India Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Insurance of India Forward PE Ratio Chart
General Insurance of India Annual Data
Trend
2025-03
2026-03
Forward PE Ratio
11.67
6.84
General Insurance of India Quarterly Data
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
2026-06
Forward PE Ratio
13.06
11.67
8.10
8.59
7.70
6.84
6.61
NSE:GICRE vs RGA, EG, RNR: Forward PE Ratio Comparison
For the Insurance - Reinsurance subindustry, General Insurance of India's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Insurance of India Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, General Insurance of India's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where General Insurance of India's Forward PE Ratio falls into.
General Insurance of India Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
General Insurance of India (NSE:GICRE) has a Forward PE Ratio of 6.90 as of Sep. 06, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on General Insurance of India and its competitors. According to the industry distribution chart, General Insurance of India ranks #34 out of 275 companies in the Insurance industry, placing it in the top 12.4%.
Is General Insurance of India's Forward PE Ratio too high?
General Insurance of India's current Forward PE Ratio is 6.90. The Insurance industry median Forward PE Ratio is 11.17. General Insurance of India's value of 6.90 is 38.2% below this industry median. Based on the distribution chart, General Insurance of India ranks #34 out of 275 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, General Insurance of India has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does General Insurance of India's Forward PE Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, General Insurance of India ranks #34 out of 275 companies for Forward PE Ratio. This places General Insurance of India in the top 12% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 11.17. General Insurance of India's value of 6.90 is 38.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.17, based on 275 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Insurance of India's current Forward PE Ratio of 6.90 is 38.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on General Insurance of India and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Insurance of India's current Forward PE Ratio is 6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, General Insurance of India (NSE:GICRE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹444.31, compared to a current price of ₹358.45 — trading 19.3% below its estimated fair value. The current Forward PE Ratio is 6.90 and 38.2% below the Insurance industry median of 11.17. General Insurance of India's overall GF Score™ is 76/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For General Insurance of India (NSE:GICRE), the current Forward PE Ratio is 6.90 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Insurance of India (NSE:GICRE) Overvalued in 2026?
Based on GuruFocus' analysis, General Insurance of India stock appears to be undervalued.
The current stock price of ₹358.45 is trading 19.3% below its estimated GF Value™ of ₹444.31.
GuruFocus considers General Insurance of India to be Modestly Undervalued.
Key valuation signals for NSE:GICRE:
Forward PE Ratio: 6.90
GF Value™: ₹444.31 vs. price of ₹358.45 (19.3% below fair value)
Industry Position: 38.2% below the Insurance median (#34 of 275)
No single metric tells the full story. See the NSE:GICRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Insurance Corp of India is a reinsurance company. It provides reinsurance for business lines, including fire (property), marine, motor, Personal Accident, engineering, agriculture, aviation/space, health, liability, credit, financial, and life insurance. The group provides services in Domestic and International market.
76GF Score
Get the complete analysis for NSE:GICRE
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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