General Insurance of IndiaNSE:GICRE +0.63%73 Pretax Margin % is 23.09% as of Mar. 2026, which is 125% above its 10-year median of 10.27. GuruFocus rates NSE:GICRE with a GF Score™ of 73/100 and a GF Value™ of ₹432.00 (Modestly Undervalued). Among 502 Insurance companies, General Insurance of India ranks better than 77.09% on this metric.
The historical rank and industry rank for General Insurance of India's Pretax Margin % or its related term are showing as below:
NSE:GICRE'
s Pretax Margin % Range Over the Past 10 Years
Min: -0.7 Med: 10.27 Max: 21.26
Current: 21.26
NSE:GICRE's Pretax Margin % is ranked better than 77.09% of 502
companies
in the Insurance industry
Industry Median: 11.98
vs NSE:GICRE: 21.26
General Insurance of India (NSE:GICRE) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
General Insurance of India Pretax Margin % Related Terms
General Insurance of India Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:GICRE vs RGA, EG, RNR: Pretax Margin % Comparison
For the Insurance - Reinsurance subindustry, General Insurance of India's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Insurance of India Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, General Insurance of India's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where General Insurance of India's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Insurance of India (NSE:GICRE) has a Pretax Margin % of 23.09% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on General Insurance of India and its competitors. This is 125% above median its historical median of 10.27. According to the industry distribution chart, General Insurance of India ranks #115 out of 502 companies in the Insurance industry, placing it in the top 22.9%.
Is General Insurance of India's Pretax Margin % too high?
General Insurance of India's current Pretax Margin % of 23.09% is 125% above median its 10-year median of 10.27. The Insurance industry median Pretax Margin % is 11.98. General Insurance of India's value of 23.09% is 92.7% above this industry median. Based on the distribution chart, General Insurance of India ranks #115 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, General Insurance of India has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does General Insurance of India's Pretax Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, General Insurance of India ranks #115 out of 502 companies for Pretax Margin %. This places General Insurance of India in the top 23% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.98. General Insurance of India's value of 23.09% is 92.7% above this benchmark. While the company's 10-year median is 10.27 vs. the industry median of 11.98, General Insurance of India has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Insurance of India's current Pretax Margin % of 23.09% is 92.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on General Insurance of India and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Insurance of India's current Pretax Margin % is 23.09%, which is 125% above median its own 10-year median of 10.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Insurance of India stock overvalued right now?
Based on GuruFocus' analysis, General Insurance of India (NSE:GICRE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹432.00, compared to a current price of ₹365.00 — trading 15.5% below its estimated fair value. The current Pretax Margin % is 23.09%, which is 125% above median its 10-year median of 10.27 and 92.7% above the Insurance industry median of 11.98. General Insurance of India's overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For General Insurance of India (NSE:GICRE), the current Pretax Margin % is 23.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Insurance of India (NSE:GICRE) Overvalued in 2026?
Based on GuruFocus' analysis, General Insurance of India stock appears to be undervalued.
The current stock price of ₹365.00 is trading 15.5% below its estimated GF Value™ of ₹432.00.
GuruFocus considers General Insurance of India to be Modestly Undervalued.
Key valuation signals for NSE:GICRE:
Pretax Margin %: 23.09% (125% above median its 10-year median of 10.27)
GF Value™: ₹432.00 vs. price of ₹365.00 (15.5% below fair value)
Industry Position: 92.7% above the Insurance median (#115 of 502)
No single metric tells the full story. See the NSE:GICRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Insurance Corp of India is a reinsurance company. It provides reinsurance for business lines, including fire (property), marine, motor, Personal Accident, engineering, agriculture, aviation/space, health, liability, credit, financial, and life insurance. The group provides services in Domestic and International market.
73GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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