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SHL Finance CoSAU:1183 -1.07%48 FCF Yield % is 2.63 as of Jul. 21, 2026, which is 46% below its 10-year median of 4.89. GuruFocus rates SAU:1183 with a GF Score™ of 48/100 and a GF Value™ of ﷼28.33 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, SHL Finance Co ranks worse than 69.44% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
SHL Finance Co FCF Yield % Related Terms
SHL Finance Co FCF Yield % Historical Data
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The historical data trend for SHL Finance Co's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:1183 vs RKT, FNMA, PFSI: FCF Yield % Comparison
For the Mortgage Finance subindustry, SHL Finance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SHL Finance Co FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, SHL Finance Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where SHL Finance Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SHL Finance Co (SAU:1183) has a FCF Yield % of 2.63 as of Jul. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SHL Finance Co and its competitors. This is 46% below median its historical median of 4.89. According to the industry distribution chart, SHL Finance Co ranks #1043 out of 1502 companies in the Banks industry, placing it in the top 69.4%.
Is SHL Finance Co's FCF Yield % too high?
SHL Finance Co's current FCF Yield % of 2.63 is 46% below median its 10-year median of 4.89. The Banks industry median FCF Yield % is 8.14. SHL Finance Co's value of 2.63 is 67.7% below this industry median. Based on the distribution chart, SHL Finance Co ranks #1043 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, SHL Finance Co has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SHL Finance Co's FCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, SHL Finance Co ranks #1043 out of 1502 companies for FCF Yield %. This places SHL Finance Co in the lower half of its industry. The industry median FCF Yield % is 8.14. SHL Finance Co's value of 2.63 is 67.7% below this benchmark. While the company's 10-year median is 4.89 vs. the industry median of 8.14, SHL Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SHL Finance Co's current FCF Yield % of 2.63 is 67.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SHL Finance Co and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SHL Finance Co's current FCF Yield % is 2.63, which is 46% below median its own 10-year median of 4.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHL Finance Co stock overvalued right now?
Based on GuruFocus' analysis, SHL Finance Co (SAU:1183) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼28.33, compared to a current price of ﷼14.75 — trading 47.9% below its estimated fair value. The current FCF Yield % is 2.63, which is 46% below median its 10-year median of 4.89 and 67.7% below the Banks industry median of 8.14. SHL Finance Co's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For SHL Finance Co (SAU:1183), the current FCF Yield % is 2.63 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SHL Finance Co (SAU:1183) Overvalued in 2026?
Based on GuruFocus' analysis, SHL Finance Co stock appears to be undervalued.
The current stock price of ﷼14.75 is trading 47.9% below its estimated GF Value™ of ﷼28.33.
GuruFocus considers SHL Finance Co to be Possible Value Trap.
Key valuation signals for SAU:1183:
FCF Yield %: 2.63 (46% below median its 10-year median of 4.89)
GF Value™: ﷼28.33 vs. price of ﷼14.75 (47.9% below fair value)
Industry Position: 67.7% below the Banks median (#1043 of 1502)
No single metric tells the full story. See the SAU:1183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SHL Finance Co is engaged in real estate financing activities for individuals. The main activity of the company is to carry out real estate financing, Consumer Financing, and financing the activities of Small & Medium Establishments for individuals and corporations, in accordance with the provisions of the Companies Law, the Finance Companies Control Law, and its Executive Regulations and related regulations, and the rules and instructions issued by the Saudi Central Bank.
48GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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