SHL Finance Co (SAU:1183) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1183 SHL Finance Co SAU:1183
42 GF Score
Price ﷼14.50
GF Value ﷼30.29
Valuation Possible Value Trap
! 4 Warning Signs
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What is SHL Finance Co Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

SHL Finance Co Quality Rank Related Terms

SAU:1183
42GF Score
SHL Finance Co SAU:1183
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is SHL Finance Co (SAU:1183) Overvalued in 2026?

Based on GuruFocus' analysis, SHL Finance Co stock appears to be undervalued. The current stock price of ﷼14.50 is trading 52.1% below its estimated GF Value™ of ﷼30.29. GuruFocus considers SHL Finance Co to be Possible Value Trap.

Key valuation signals for SAU:1183:

  • Quality Rank:
  • GF Value™: ﷼30.29 vs. price of ﷼14.50 (52.1% below fair value)
  • GF Score™: 42/100 with 4 warning signs

No single metric tells the full story. See the SAU:1183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SHL Finance Co Business Description

Address AlMuraba - King Abdulaziz Road, P.O. Box 27072, Riyadh, SAU, 11417
SHL Finance Co is engaged in real estate financing activities for individuals. The main activity of the company is to carry out real estate financing, Consumer Financing, and financing the activities of Small & Medium Establishments for individuals and corporations, in accordance with the provisions of the Companies Law, the Finance Companies Control Law, and its Executive Regulations and related regulations, and the rules and instructions issued by the Saudi Central Bank.
42GF Score

Get the complete analysis for SAU:1183

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.50
Price
﷼30.29
GF Value