SHL Finance Co (SAU:1183) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1183 SHL Finance Co SAU:1183
48 GF Score
Price ﷼14.49
GF Value ﷼28.37
Valuation Possible Value Trap
! 3 Warning Signs
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What is SHL Finance Co ROC (Joel Greenblatt) %?

SHL Finance Co SAU:1183 +0.21% 48 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates SAU:1183 with a GF Score™ of 48/100 and a GF Value™ of ﷼28.37 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 46 Banks companies, SHL Finance Co ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

SAU:1183
48GF Score
SHL Finance Co SAU:1183
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
SHL Finance Co (SAU:1183) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SHL Finance Co and its competitors. According to the industry distribution chart, SHL Finance Co ranks #999999 out of 46 companies in the Banks industry.
Is SHL Finance Co's ROC (Joel Greenblatt) % too high?
SHL Finance Co's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, SHL Finance Co ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SHL Finance Co has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SHL Finance Co's ROC (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, SHL Finance Co ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places SHL Finance Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SHL Finance Co and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SHL Finance Co's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHL Finance Co stock overvalued right now?
Based on GuruFocus' analysis, SHL Finance Co (SAU:1183) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼28.37, compared to a current price of ﷼14.49 — trading 48.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. SHL Finance Co's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For SHL Finance Co (SAU:1183), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SHL Finance Co (SAU:1183) Overvalued in 2026?

Based on GuruFocus' analysis, SHL Finance Co stock appears to be undervalued. The current stock price of ﷼14.49 is trading 48.9% below its estimated GF Value™ of ﷼28.37. GuruFocus considers SHL Finance Co to be Possible Value Trap.

Key valuation signals for SAU:1183:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ﷼28.37 vs. price of ﷼14.49 (48.9% below fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the SAU:1183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SHL Finance Co Business Description

Address AlMuraba - King Abdulaziz Road, P.O. Box 27072, Riyadh, SAU, 11417
SHL Finance Co is engaged in real estate financing activities for individuals. The main activity of the company is to carry out real estate financing, Consumer Financing, and financing the activities of Small & Medium Establishments for individuals and corporations, in accordance with the provisions of the Companies Law, the Finance Companies Control Law, and its Executive Regulations and related regulations, and the rules and instructions issued by the Saudi Central Bank.
48GF Score

Get the complete analysis for SAU:1183

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼14.49
Price
﷼28.37
GF Value