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SHL Finance CoSAU:1183 -1.07%48 PEG Ratio is 21.01 as of Jul. 21, 2026, which is 27% below its 10-year median of 28.81. GuruFocus rates SAU:1183 with a GF Score™ of 48/100 and a GF Value™ of ﷼28.33 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,229 Banks companies, SHL Finance Co ranks worse than 97.31% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for SHL Finance Co's PEG Ratio or its related term are showing as below:
SAU:1183'
s PEG Ratio Range Over the Past 10 Years
Min: 21.02 Med: 28.81 Max: 276.58
Current: 21.02
During the past 8 years, SHL Finance Co's highest PEG Ratio was 276.58. The lowest was 21.02. And the median was 28.81.
SAU:1183's PEG Ratio is ranked worse than 97.31% of 1229
companies
in the Banks industry
Industry Median: 1.55
vs SAU:1183: 21.02
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
SHL Finance Co (SAU:1183) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
SHL Finance Co PEG Ratio Related Terms
SHL Finance Co PEG Ratio Historical Data
* Premium members only.
The historical data trend for SHL Finance Co's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, SHL Finance Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SHL Finance Co PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, SHL Finance Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where SHL Finance Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
SHL Finance Co (SAU:1183) has a PEG Ratio of 21.01 as of Jul. 21, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on SHL Finance Co and its competitors. This is 27% below median its historical median of 28.81. Over the past decade, SHL Finance Co's PEG Ratio has ranged from 21.02 to 276.58. According to the industry distribution chart, SHL Finance Co ranks #1196 out of 1229 companies in the Banks industry, placing it in the top 97.3%.
Is SHL Finance Co's PEG Ratio too high?
SHL Finance Co's current PEG Ratio of 21.01 is 27% below median its 10-year median of 28.81. Over the past 10 years, this metric has ranged from a low of 21.02 to a high of 276.58. The Banks industry median PEG Ratio is 1.55. SHL Finance Co's value of 21.01 is 1255.5% above this industry median. Based on the distribution chart, SHL Finance Co ranks #1196 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SHL Finance Co has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SHL Finance Co's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, SHL Finance Co ranks #1196 out of 1229 companies for PEG Ratio. This places SHL Finance Co in the lower half of its industry. The industry median PEG Ratio is 1.55. SHL Finance Co's value of 21.01 is 1255.5% above this benchmark. Historically, SHL Finance Co's own PEG Ratio has ranged from 21.02 to 276.58 over the past decade. While the company's 10-year median is 28.81 vs. the industry median of 1.55, SHL Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SHL Finance Co's current PEG Ratio of 21.01 is 1255.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on SHL Finance Co and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SHL Finance Co's current PEG Ratio is 21.01, which is 27% below median its own 10-year median of 28.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHL Finance Co stock overvalued right now?
Based on GuruFocus' analysis, SHL Finance Co (SAU:1183) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼28.33, compared to a current price of ﷼14.75 — trading 47.9% below its estimated fair value. The current PEG Ratio is 21.01, which is 27% below median its 10-year median of 28.81 and 1255.5% above the Banks industry median of 1.55. SHL Finance Co's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For SHL Finance Co (SAU:1183), the current PEG Ratio is 21.01 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SHL Finance Co (SAU:1183) Overvalued in 2026?
Based on GuruFocus' analysis, SHL Finance Co stock appears to be undervalued.
The current stock price of ﷼14.75 is trading 47.9% below its estimated GF Value™ of ﷼28.33.
GuruFocus considers SHL Finance Co to be Possible Value Trap.
Key valuation signals for SAU:1183:
PEG Ratio: 21.01 (27% below median its 10-year median of 28.81)
GF Value™: ﷼28.33 vs. price of ﷼14.75 (47.9% below fair value)
Industry Position: 1255.5% above the Banks median (#1196 of 1229)
No single metric tells the full story. See the SAU:1183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SHL Finance Co is engaged in real estate financing activities for individuals. The main activity of the company is to carry out real estate financing, Consumer Financing, and financing the activities of Small & Medium Establishments for individuals and corporations, in accordance with the provisions of the Companies Law, the Finance Companies Control Law, and its Executive Regulations and related regulations, and the rules and instructions issued by the Saudi Central Bank.
48GF Score
Get the complete analysis for SAU:1183
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