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SHL Finance CoSAU:1183 -0.34%42 5-Year Yield-on-Cost % is 3.45 as of Aug. 27, 2026, which is 1% above its 10-year median of 3.43. GuruFocus rates SAU:1183 with a GF Score™ of 42/100 and a GF Value™ of ﷼30.29 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,247 Banks companies, SHL Finance Co ranks worse than 57.34% on this metric.
SHL Finance Co's yield on cost for the quarter that ended in Jun. 2026 was 3.45.
The historical rank and industry rank for SHL Finance Co's 5-Year Yield-on-Cost % or its related term are showing as below:
SAU:1183'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.51 Med: 3.43 Max: 3.97
Current: 3.45
During the past 8 years, SHL Finance Co's highest Yield on Cost was 3.97. The lowest was 2.51. And the median was 3.43.
SAU:1183's 5-Year Yield-on-Cost % is ranked worse than 57.34% of 1247
companies
in the Banks industry
Industry Median: 3.85
vs SAU:1183: 3.45
SHL Finance Co (SAU:1183) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
SHL Finance Co 5-Year Yield-on-Cost % Related Terms
SAU:1183 vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, SHL Finance Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SHL Finance Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, SHL Finance Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where SHL Finance Co's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of SHL Finance Co is calculated as
SHL Finance Co (SAU:1183) has a 5-Year Yield-on-Cost % of 3.45 as of Aug. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SHL Finance Co and its competitors. This is near median its historical median of 3.43. Over the past decade, SHL Finance Co's 5-Year Yield-on-Cost % has ranged from 2.51 to 3.97. According to the industry distribution chart, SHL Finance Co ranks #715 out of 1247 companies in the Banks industry, placing it in the top 57.3%.
Is SHL Finance Co's 5-Year Yield-on-Cost % too high?
SHL Finance Co's current 5-Year Yield-on-Cost % of 3.45 is near median its 10-year median of 3.43. Over the past 10 years, this metric has ranged from a low of 2.51 to a high of 3.97. The Banks industry median 5-Year Yield-on-Cost % is 3.85. SHL Finance Co's value of 3.45 is 10.4% below this industry median. Based on the distribution chart, SHL Finance Co ranks #715 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, SHL Finance Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SHL Finance Co's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, SHL Finance Co ranks #715 out of 1247 companies for 5-Year Yield-on-Cost %. This places SHL Finance Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. SHL Finance Co's value of 3.45 is 10.4% below this benchmark. Historically, SHL Finance Co's own 5-Year Yield-on-Cost % has ranged from 2.51 to 3.97 over the past decade. While the company's 10-year median is 3.43 vs. the industry median of 3.85, SHL Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SHL Finance Co's current 5-Year Yield-on-Cost % of 3.45 is 10.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SHL Finance Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SHL Finance Co's current 5-Year Yield-on-Cost % is 3.45, which is near median its own 10-year median of 3.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SHL Finance Co stock overvalued right now?
Based on GuruFocus' analysis, SHL Finance Co (SAU:1183) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼30.29, compared to a current price of ﷼14.50 — trading 52.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.45, which is near median its 10-year median of 3.43 and 10.4% below the Banks industry median of 3.85. SHL Finance Co's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For SHL Finance Co (SAU:1183), the current 5-Year Yield-on-Cost % is 3.45 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SHL Finance Co (SAU:1183) Overvalued in 2026?
Based on GuruFocus' analysis, SHL Finance Co stock appears to be undervalued.
The current stock price of ﷼14.50 is trading 52.1% below its estimated GF Value™ of ﷼30.29.
GuruFocus considers SHL Finance Co to be Possible Value Trap.
Key valuation signals for SAU:1183:
5-Year Yield-on-Cost %: 3.45 (near median its 10-year median of 3.43)
GF Value™: ﷼30.29 vs. price of ﷼14.50 (52.1% below fair value)
Industry Position: 10.4% below the Banks median (#715 of 1247)
No single metric tells the full story. See the SAU:1183 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SHL Finance Co is engaged in real estate financing activities for individuals. The main activity of the company is to carry out real estate financing, Consumer Financing, and financing the activities of Small & Medium Establishments for individuals and corporations, in accordance with the provisions of the Companies Law, the Finance Companies Control Law, and its Executive Regulations and related regulations, and the rules and instructions issued by the Saudi Central Bank.
42GF Score
Get the complete analysis for SAU:1183
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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