IFS Capital (SGX:I49) FCF Yield %: 4.55 (As of Jul. 23, 2026)

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SGX:I49 IFS Capital Ltd SGX:I49
39 GF Score
Price S$0.17
GF Value S$0.19
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is IFS Capital FCF Yield %?

IFS Capital SGX:I49 39 FCF Yield % is 4.55 as of Jul. 23, 2026. GuruFocus rates SGX:I49 with a GF Score™ of 39/100 and a GF Value™ of S$0.19 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 541 Credit Services companies, IFS Capital ranks better than 65.8% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, IFS Capital's Trailing 12-Month Free Cash Flow is S$2.91 Mil, and Market Cap is S$63.92 Mil. Therefore, IFS Capital's FCF Yield % for today is 4.55%.

The historical rank and industry rank for IFS Capital's FCF Yield % or its related term are showing as below:

SGX:I49' s FCF Yield % Range Over the Past 10 Years
Min: -263.86   Med: -16.21   Max: 224.06
Current: 4.55


During the past 13 years, the highest FCF Yield % of IFS Capital was 224.06%. The lowest was -263.86%. And the median was -16.21%.

SGX:I49's FCF Yield % is ranked better than
65.8% of 541 companies
in the Credit Services industry
Industry Median: -0.22 vs SGX:I49: 4.55

IFS Capital's FCF Margin % for the quarter that ended in Dec. 2025 was 2.87%.


IFS Capital FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


IFS Capital FCF Yield % Related Terms


IFS Capital FCF Yield % Historical Data

* Premium members only.

The historical data trend for IFS Capital's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFS Capital FCF Yield % Chart

IFS Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 197.56 -94.44 -214.39 -40.38 4.39

IFS Capital Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -163.42 177.49 -261.57 8.57 2.89

SGX:I49 vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, IFS Capital's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFS Capital FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IFS Capital's FCF Yield % distribution charts can be found below:

* The bar in red indicates where IFS Capital's FCF Yield % falls into.


SGX:I49
39GF Score
IFS Capital Ltd SGX:I49
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IFS Capital FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

IFS Capital's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=2.906 / 66.17072
=4.39%

IFS Capital's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0.957 * 2 / 66.17072
=2.89%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 4.55 mean?
IFS Capital (SGX:I49) has a FCF Yield % of 4.55 as of Jul. 23, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on IFS Capital and its competitors. According to the industry distribution chart, IFS Capital ranks #185 out of 541 companies in the Credit Services industry, placing it in the top 34.2%.
Is IFS Capital's FCF Yield % too high?
IFS Capital's current FCF Yield % is 4.55. Based on the distribution chart, IFS Capital ranks #185 out of 541 companies in the Credit Services industry, which is above the industry midpoint. Overall, IFS Capital has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFS Capital's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital ranks #185 out of 541 companies for FCF Yield %. This puts IFS Capital in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on IFS Capital and its competitors. IFS Capital's current FCF Yield % is 4.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital stock overvalued right now?
Based on GuruFocus' analysis, IFS Capital (SGX:I49) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.19, compared to a current price of S$0.17 — trading 10.5% below its estimated fair value. The current FCF Yield % is 4.55. IFS Capital's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For IFS Capital (SGX:I49), the current FCF Yield % is 4.55 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFS Capital (SGX:I49) Overvalued in 2026?

Based on GuruFocus' analysis, IFS Capital stock appears to be undervalued. The current stock price of S$0.17 is trading 10.5% below its estimated GF Value™ of S$0.19. GuruFocus considers IFS Capital to be Modestly Undervalued.

Key valuation signals for SGX:I49:

  • FCF Yield %: 4.55
  • GF Value™: S$0.19 vs. price of S$0.17 (10.5% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the SGX:I49 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFS Capital Business Description

Address 10 Eunos Road 8, No 09-04 Singapore Post Centre, Singapore, SGP, 408600
IFS Capital Ltd is a specialist financial institution providing private credit origination, insurance, and asset management services to SMEs, consumers, and investors across Asia. Its segments are Private Credit, Insurance, Private Equity and Other Investments, and Asset Management. The Private Credit segment generates the maximum revenue and focuses on commercial finance solutions for corporate clients, particularly small and medium-sized enterprises. Its services include accounts receivable financing, trade financing, asset-based loans, working capital financing, leasing, hire purchase, and participation in the Enterprise Financing Scheme administered by Enterprise Singapore. This segment also includes consumer loan services. It generates maximum revenue from Thailand.
39GF Score

Get the complete analysis for SGX:I49

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.17
Price
S$0.19
GF Value