IFS Capital (SGX:I49) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:I49 IFS Capital Ltd SGX:I49
39 GF Score
Price S$0.17
GF Value S$0.19
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is IFS Capital Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

IFS Capital's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

SGX:I49 vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, IFS Capital's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

IFS Capital Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IFS Capital's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where IFS Capital's Margin of Safety % (DCF Earnings Based) falls into.


SGX:I49
39GF Score
IFS Capital Ltd SGX:I49
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is IFS Capital (SGX:I49) Overvalued in 2026?

Based on GuruFocus' analysis, IFS Capital stock appears to be undervalued. The current stock price of S$0.17 is trading 10.5% below its estimated GF Value™ of S$0.19. GuruFocus considers IFS Capital to be Modestly Undervalued.

Key valuation signals for SGX:I49:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: S$0.19 vs. price of S$0.17 (10.5% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the SGX:I49 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IFS Capital Business Description

Address 10 Eunos Road 8, No 09-04 Singapore Post Centre, Singapore, SGP, 408600
IFS Capital Ltd is a specialist financial institution providing private credit origination, insurance, and asset management services to SMEs, consumers, and investors across Asia. Its segments are Private Credit, Insurance, Private Equity and Other Investments, and Asset Management. The Private Credit segment generates the maximum revenue and focuses on commercial finance solutions for corporate clients, particularly small and medium-sized enterprises. Its services include accounts receivable financing, trade financing, asset-based loans, working capital financing, leasing, hire purchase, and participation in the Enterprise Financing Scheme administered by Enterprise Singapore. This segment also includes consumer loan services. It generates maximum revenue from Thailand.
39GF Score

Get the complete analysis for SGX:I49

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.17
Price
S$0.19
GF Value