IFS Capital (SGX:I49) ROCE %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:I49 IFS Capital Ltd SGX:I49
39 GF Score
Price S$0.17
GF Value S$0.19
Valuation Modestly Undervalued
! 3 Warning Signs
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What is IFS Capital ROCE %?

IFS Capital SGX:I49 39 ROCE % is % as of Dec. 2025. GuruFocus rates SGX:I49 with a GF Score™ of 39/100 and a GF Value™ of S$0.19 (Modestly Undervalued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

SGX:I49
39GF Score
IFS Capital Ltd SGX:I49
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
IFS Capital (SGX:I49) has a ROCE % of % as of Dec. 2025.
Is IFS Capital's ROCE % too high?
IFS Capital's current ROCE % is %. Overall, IFS Capital has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFS Capital's ROCE % compare to V and MA?
IFS Capital's ROCE % of % can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.54, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital stock overvalued right now?
Based on GuruFocus' analysis, IFS Capital (SGX:I49) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.19, compared to a current price of S$0.17 — trading 10.5% below its estimated fair value. The current ROCE % is %. IFS Capital's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For IFS Capital (SGX:I49), the current ROCE % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFS Capital (SGX:I49) Overvalued in 2026?

Based on GuruFocus' analysis, IFS Capital stock appears to be undervalued. The current stock price of S$0.17 is trading 10.5% below its estimated GF Value™ of S$0.19. GuruFocus considers IFS Capital to be Modestly Undervalued.

Key valuation signals for SGX:I49:

  • ROCE %: %
  • GF Value™: S$0.19 vs. price of S$0.17 (10.5% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the SGX:I49 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IFS Capital Business Description

Address 10 Eunos Road 8, No 09-04 Singapore Post Centre, Singapore, SGP, 408600
IFS Capital Ltd is a specialist financial institution providing private credit origination, insurance, and asset management services to SMEs, consumers, and investors across Asia. Its segments are Private Credit, Insurance, Private Equity and Other Investments, and Asset Management. The Private Credit segment generates the maximum revenue and focuses on commercial finance solutions for corporate clients, particularly small and medium-sized enterprises. Its services include accounts receivable financing, trade financing, asset-based loans, working capital financing, leasing, hire purchase, and participation in the Enterprise Financing Scheme administered by Enterprise Singapore. This segment also includes consumer loan services. It generates maximum revenue from Thailand.
39GF Score

Get the complete analysis for SGX:I49

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.17
Price
S$0.19
GF Value