CHYM (Chime Financial) ROE % Adjusted to Book Value: 1.42% (As of Jun. 2026)

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CHYM Chime Financial Inc CHYM
12 GF Score
Price $33.00
! 6 Warning Signs
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What is Chime Financial ROE % Adjusted to Book Value?

Chime Financial CHYM +1.01% 12 ROE % Adjusted to Book Value is 1.42% as of Jun. 2026. GuruFocus rates CHYM with a GF Score™ of 12/100. The stock has 6 warning signs investors should review.

Chime Financial's ROE % for the quarter that ended in Jun. 2026 was 7.83%. Chime Financial's PB Ratio for the quarter that ended in Jun. 2026 was 5.52. Chime Financial's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 1.42%.

Chime Financial ROE % Adjusted to Book Value Related Terms

Chime Financial ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Chime Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chime Financial ROE % Adjusted to Book Value Chart

Chime Financial Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
0.00 0.00 0.00 -12.54

Chime Financial Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -34.21 -2.92 -1.85 3.03 1.42

CHYM vs DOCU, FROG, HUBS: ROE % Adjusted to Book Value Comparison

For the Software - Application subindustry, Chime Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Chime Financial ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Chime Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Chime Financial's ROE % Adjusted to Book Value falls into.


CHYM
12GF Score
Chime Financial Inc CHYM
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Chime Financial ROE % Adjusted to Book Value Calculation

Chime Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-85.54% / 6.82
=-12.54%

Chime Financial's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.83% / 5.52
=1.42%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 1.42% mean?
Chime Financial (CHYM) has a ROE % Adjusted to Book Value of 1.42% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Chime Financial and its competitors.
Is Chime Financial's ROE % Adjusted to Book Value too high?
Chime Financial's current ROE % Adjusted to Book Value is 1.42%. Overall, Chime Financial has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Chime Financial's ROE % Adjusted to Book Value compare to DOCU and FROG?
Chime Financial's ROE % Adjusted to Book Value of 1.42% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Chime Financial and its competitors. Chime Financial's current ROE % Adjusted to Book Value is 1.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chime Financial stock overvalued right now?
Chime Financial (CHYM) has a current ROE % Adjusted to Book Value of 1.42%. The current ROE % Adjusted to Book Value is 1.42%. Chime Financial's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Chime Financial (CHYM), the current ROE % Adjusted to Book Value is 1.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Chime Financial Business Description

Address 101 California Street, Suite 500, San Francisco, CA, USA, 94111
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
12GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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