CHYM (Chime Financial) Total Liabilities: $592 Mil (As of Jun. 2026)

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CHYM Chime Financial Inc CHYM
12 GF Score
Price $33.00
! 6 Warning Signs
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What is Chime Financial Total Liabilities?

Chime Financial CHYM +1.01% 12 Total Liabilities is $592 Mil as of Jun. 2026. GuruFocus rates CHYM with a GF Score™ of 12/100. The stock has 6 warning signs investors should review.

Chime Financial's Total Liabilities for the quarter that ended in Jun. 2026 was $592 Mil.

Chime Financial's quarterly Total Liabilities declined from Dec. 2025 ($562.90 Mil) to Mar. 2026 ($508.94 Mil) but then increased from Mar. 2026 ($508.94 Mil) to Jun. 2026 ($591.83 Mil).

Chime Financial's annual Total Liabilities increased from Dec. 2023 ($383.74 Mil) to Dec. 2024 ($501.52 Mil) and increased from Dec. 2024 ($501.52 Mil) to Dec. 2025 ($562.90 Mil).

Chime Financial Total Liabilities Historical Data

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The historical data trend for Chime Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chime Financial Total Liabilities Chart

Chime Financial Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Total Liabilities
316.71 383.74 501.52 562.90

Chime Financial Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 474.38 519.04 562.90 508.94 591.83
CHYM
12GF Score
Chime Financial Inc CHYM
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Chime Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Chime Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=387.924+(123.284+51.691
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=563

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=1964.605-1401.706
=563

Chime Financial's Total Liabilities for the quarter that ended in Jun. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=387.217+(117.847+86.763
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=592

Total Liabilities=Total Assets (Q: Jun. 2026 )-Total Equity (Q: Jun. 2026 )
=1996.649-1404.822
=592

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $592 Mil mean?
Chime Financial (CHYM) has a Total Liabilities of $592 Mil as of Jun. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Chime Financial and its competitors.
Is Chime Financial's Total Liabilities too high?
Chime Financial's current Total Liabilities is $592 Mil. Overall, Chime Financial has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Chime Financial's Total Liabilities compare to DOCU and FROG?
Chime Financial's Total Liabilities of $592 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Software company?
A good Total Liabilities depends on the Software industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Chime Financial and its competitors. Chime Financial's current Total Liabilities is $592 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chime Financial stock overvalued right now?
Chime Financial (CHYM) has a current Total Liabilities of $592 Mil. The current Total Liabilities is $592 Mil. Chime Financial's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Chime Financial (CHYM), the current Total Liabilities is $592 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Chime Financial Business Description

Address 101 California Street, Suite 500, San Francisco, CA, USA, 94111
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
12GF Score

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