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Housing & Urban Development has the GF Score of 71, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Housing & Urban Development
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Housing & Urban Development (BOM:540530) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Housing & Urban Development GF Score Related Terms
BOM:540530 vs V, MA, AXP: GF Score Comparison
For the Credit Services subindustry, Housing & Urban Development's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Housing & Urban Development GF Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Housing & Urban Development's GF Score distribution charts can be found below:
* The bar in red indicates where Housing & Urban Development's GF Score falls into.
Housing & Urban Development (BOM:540530) has a GF Score of 71 as of Jul. 28, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Housing & Urban Development and its competitors. This is 31% above median its historical median of 54.00. Over the past decade, Housing & Urban Development's GF Score has ranged from 11.00 to 80.00.
Is Housing & Urban Development's GF Score too high?
Housing & Urban Development's current GF Score of 71 is 31% above median its 10-year median of 54.00. Over the past 10 years, this metric has ranged from a low of 11.00 to a high of 80.00. Overall, Housing & Urban Development has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Urban Development's GF Score compare to V and MA?
Housing & Urban Development's GF Score of 71 can be compared against companies in the Credit Services industry. Historically, Housing & Urban Development's own GF Score has ranged from 11.00 to 80.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Housing & Urban Development and its competitors. Housing & Urban Development's current GF Score is 71, which is 31% above median its own 10-year median of 54.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Urban Development stock overvalued right now?
Based on GuruFocus' analysis, Housing & Urban Development (BOM:540530) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹257.18, compared to a current price of ₹202.15 — trading 21.4% below its estimated fair value. The current GF Score is 71, which is 31% above median its 10-year median of 54.00. Housing & Urban Development's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Housing & Urban Development (BOM:540530), the current GF Score is 71 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Housing & Urban Development (BOM:540530) Overvalued in 2026?
Based on GuruFocus' analysis, Housing & Urban Development stock appears to be undervalued.
The current stock price of ₹202.15 is trading 21.4% below its estimated GF Value™ of ₹257.18.
GuruFocus considers Housing & Urban Development to be Modestly Undervalued.
Key valuation signals for BOM:540530:
GF Score: 71 (31% above median its 10-year median of 54.00)
GF Value™: ₹257.18 vs. price of ₹202.15 (21.4% below fair value)
No single metric tells the full story. See the BOM:540530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Housing & Urban Development Corp Ltd is engaged in providing long-term finance for the construction of houses for residential purposes or finances or undertaking housing and urban infrastructure development programs. The company provides loans for projects like water supply, roads and transport, power, social infrastructure, sewerage, drainage, solid waste management, and others.
71GF Score
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