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Housing & Urban DevelopmentBOM:540530 -0.25%71 5-Year Yield-on-Cost % is 8.56 as of Sep. 02, 2026, which is 23% above its 10-year median of 6.94. GuruFocus rates BOM:540530 with a GF Score™ of 71/100 and a GF Value™ of ₹256.68 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 206 Credit Services companies, Housing & Urban Development ranks better than 79.13% on this metric.
The historical rank and industry rank for Housing & Urban Development's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:540530'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.97 Med: 6.94 Max: 21.42
Current: 8.56
During the past 13 years, Housing & Urban Development's highest Yield on Cost was 21.42. The lowest was 2.97. And the median was 6.94.
BOM:540530's 5-Year Yield-on-Cost % is ranked better than 79.13% of 206
companies
in the Credit Services industry
Industry Median: 4.425
vs BOM:540530: 8.56
Housing & Urban Development (BOM:540530) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Housing & Urban Development 5-Year Yield-on-Cost % Related Terms
BOM:540530 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Housing & Urban Development's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Housing & Urban Development 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Housing & Urban Development's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Housing & Urban Development's 5-Year Yield-on-Cost % falls into.
Housing & Urban Development 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Housing & Urban Development (BOM:540530) has a 5-Year Yield-on-Cost % of 8.56 as of Sep. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Housing & Urban Development and its competitors. This is 23% above median its historical median of 6.94. Over the past decade, Housing & Urban Development's 5-Year Yield-on-Cost % has ranged from 2.97 to 21.42. According to the industry distribution chart, Housing & Urban Development ranks #43 out of 206 companies in the Credit Services industry, placing it in the top 20.9%.
Is Housing & Urban Development's 5-Year Yield-on-Cost % too high?
Housing & Urban Development's current 5-Year Yield-on-Cost % of 8.56 is 23% above median its 10-year median of 6.94. Over the past 10 years, this metric has ranged from a low of 2.97 to a high of 21.42. The Credit Services industry median 5-Year Yield-on-Cost % is 4.43. Housing & Urban Development's value of 8.56 is 93.4% above this industry median. Based on the distribution chart, Housing & Urban Development ranks #43 out of 206 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Housing & Urban Development has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Housing & Urban Development's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Housing & Urban Development ranks #43 out of 206 companies for 5-Year Yield-on-Cost %. This places Housing & Urban Development in the top 21% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.43. Housing & Urban Development's value of 8.56 is 93.4% above this benchmark. Historically, Housing & Urban Development's own 5-Year Yield-on-Cost % has ranged from 2.97 to 21.42 over the past decade. While the company's 10-year median is 6.94 vs. the industry median of 4.43, Housing & Urban Development has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.43, based on 206 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Housing & Urban Development's current 5-Year Yield-on-Cost % of 8.56 is 93.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Housing & Urban Development and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing & Urban Development's current 5-Year Yield-on-Cost % is 8.56, which is 23% above median its own 10-year median of 6.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Urban Development stock overvalued right now?
Based on GuruFocus' analysis, Housing & Urban Development (BOM:540530) is currently considered Possible Value Trap. The stock's GF Value™ is ₹256.68, compared to a current price of ₹177.90 — trading 30.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 8.56, which is 23% above median its 10-year median of 6.94 and 93.4% above the Credit Services industry median of 4.43. Housing & Urban Development's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Housing & Urban Development (BOM:540530), the current 5-Year Yield-on-Cost % is 8.56 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Housing & Urban Development (BOM:540530) Overvalued in 2026?
Based on GuruFocus' analysis, Housing & Urban Development stock appears to be undervalued.
The current stock price of ₹177.90 is trading 30.7% below its estimated GF Value™ of ₹256.68.
GuruFocus considers Housing & Urban Development to be Possible Value Trap.
Key valuation signals for BOM:540530:
5-Year Yield-on-Cost %: 8.56 (23% above median its 10-year median of 6.94)
GF Value™: ₹256.68 vs. price of ₹177.90 (30.7% below fair value)
Industry Position: 93.4% above the Credit Services median (#43 of 206)
No single metric tells the full story. See the BOM:540530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Housing & Urban Development Corp Ltd is engaged in providing long-term finance for the construction of houses for residential purposes or finances or undertaking housing and urban infrastructure development programs. The company provides loans for projects like water supply, roads and transport, power, social infrastructure, sewerage, drainage, solid waste management, and others.
71GF Score
Get the complete analysis for BOM:540530
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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