Housing & Urban DevelopmentBOM:540530 +1.05%75 Pretax Margin % is 83.41% as of Mar. 2026, which is 6% below its 10-year median of 88.81. GuruFocus rates BOM:540530 with a GF Score™ of 75/100 and a GF Value™ of ₹250.57 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 534 Credit Services companies, Housing & Urban Development ranks better than 94.76% on this metric.
The historical rank and industry rank for Housing & Urban Development's Pretax Margin % or its related term are showing as below:
BOM:540530'
s Pretax Margin % Range Over the Past 10 Years
Min: 72.88 Med: 88.81 Max: 101.07
Current: 93.2
BOM:540530's Pretax Margin % is ranked better than 94.76% of 534
companies
in the Credit Services industry
Industry Median: 20.105
vs BOM:540530: 93.20
Housing & Urban Development (BOM:540530) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Housing & Urban Development Pretax Margin % Related Terms
Housing & Urban Development Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540530 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Housing & Urban Development's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Housing & Urban Development Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Housing & Urban Development's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Housing & Urban Development's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Housing & Urban Development (BOM:540530) has a Pretax Margin % of 83.41% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Housing & Urban Development and its competitors. This is near median its historical median of 88.81. Over the past decade, Housing & Urban Development's Pretax Margin % has ranged from 72.88 to 101.07. According to the industry distribution chart, Housing & Urban Development ranks #28 out of 534 companies in the Credit Services industry, placing it in the top 5.2%.
Is Housing & Urban Development's Pretax Margin % too high?
Housing & Urban Development's current Pretax Margin % of 83.41% is near median its 10-year median of 88.81. Over the past 10 years, this metric has ranged from a low of 72.88 to a high of 101.07. The Credit Services industry median Pretax Margin % is 20.11. Housing & Urban Development's value of 83.41% is 314.9% above this industry median. Based on the distribution chart, Housing & Urban Development ranks #28 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Housing & Urban Development has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Urban Development's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Housing & Urban Development ranks #28 out of 534 companies for Pretax Margin %. This places Housing & Urban Development in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.11. Housing & Urban Development's value of 83.41% is 314.9% above this benchmark. Historically, Housing & Urban Development's own Pretax Margin % has ranged from 72.88 to 101.07 over the past decade. While the company's 10-year median is 88.81 vs. the industry median of 20.11, Housing & Urban Development has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.11, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Housing & Urban Development's current Pretax Margin % of 83.41% is 314.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Housing & Urban Development and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing & Urban Development's current Pretax Margin % is 83.41%, which is near median its own 10-year median of 88.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Urban Development stock overvalued right now?
Based on GuruFocus' analysis, Housing & Urban Development (BOM:540530) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹250.57, compared to a current price of ₹207.05 — trading 17.4% below its estimated fair value. The current Pretax Margin % is 83.41%, which is near median its 10-year median of 88.81 and 314.9% above the Credit Services industry median of 20.11. Housing & Urban Development's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Housing & Urban Development (BOM:540530), the current Pretax Margin % is 83.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Housing & Urban Development (BOM:540530) Overvalued in 2026?
Based on GuruFocus' analysis, Housing & Urban Development stock appears to be undervalued.
The current stock price of ₹207.05 is trading 17.4% below its estimated GF Value™ of ₹250.57.
GuruFocus considers Housing & Urban Development to be Modestly Undervalued.
Key valuation signals for BOM:540530:
Pretax Margin %: 83.41% (near median its 10-year median of 88.81)
GF Value™: ₹250.57 vs. price of ₹207.05 (17.4% below fair value)
Industry Position: 314.9% above the Credit Services median (#28 of 534)
No single metric tells the full story. See the BOM:540530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Housing & Urban Development Corp Ltd is engaged in providing long-term finance for the construction of houses for residential purposes or finances or undertaking housing and urban infrastructure development programs. The company provides loans for projects like water supply, roads and transport, power, social infrastructure, sewerage, drainage, solid waste management, and others.
75GF Score
Get the complete analysis for BOM:540530
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:540530 has been successfully added to your 
