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Housing & Urban DevelopmentBOM:540530 +0.10%71 Dividend Payout Ratio is 0.24 as of Mar. 2026, which is 27% below its 10-year median of 0.33. GuruFocus rates BOM:540530 with a GF Score™ of 71/100 and a GF Value™ of ₹253.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 195 Credit Services companies, Housing & Urban Development ranks worse than 52.82% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Housing & Urban Development's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.24.
The historical rank and industry rank for Housing & Urban Development's Dividend Payout Ratio or its related term are showing as below:
BOM:540530'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11 Med: 0.33 Max: 0.44
Current: 0.33
During the past 13 years, the highest Dividend Payout Ratio of Housing & Urban Development was 0.44. The lowest was 0.11. And the median was 0.33.
BOM:540530's Dividend Payout Ratio is ranked worse than 52.82% of 195
companies
in the Credit Services industry
Industry Median: 0.32
vs BOM:540530: 0.33
During the past 13 years, the highest Trailing Annual Dividend Yield of Housing & Urban Development was 9.94%. The lowest was 1.38%. And the median was 3.38%.
During the past 12 months, Housing & Urban Development's average Dividends Per Share Growth Rate was 41.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 23.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 20.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Housing & Urban Development was 72.90% per year. The lowest was 14.10% per year. And the median was 38.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Housing & Urban Development (BOM:540530) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Housing & Urban Development Dividend Payout Ratio Related Terms
Housing & Urban Development Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Housing & Urban Development Dividend Payout Ratio Chart
BOM:540530 vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, Housing & Urban Development's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Housing & Urban Development Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Housing & Urban Development's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Housing & Urban Development's Dividend Payout Ratio falls into.
Housing & Urban Development Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Housing & Urban Development's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Housing & Urban Development (BOM:540530) has a Dividend Payout Ratio of 0.24 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Housing & Urban Development and its competitors. This is 27% below median its historical median of 0.33. Over the past decade, Housing & Urban Development's Dividend Payout Ratio has ranged from 0.11 to 0.44. According to the industry distribution chart, Housing & Urban Development ranks #103 out of 195 companies in the Credit Services industry, placing it in the top 52.8%.
Is Housing & Urban Development's Dividend Payout Ratio too high?
Housing & Urban Development's current Dividend Payout Ratio of 0.24 is 27% below median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.44. The Credit Services industry median Dividend Payout Ratio is 0.32. Housing & Urban Development's value of 0.24 is 25% below this industry median. Based on the distribution chart, Housing & Urban Development ranks #103 out of 195 companies in the Credit Services industry, which is below the industry midpoint. Overall, Housing & Urban Development has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Urban Development's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Housing & Urban Development ranks #103 out of 195 companies for Dividend Payout Ratio. This places Housing & Urban Development in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Housing & Urban Development's value of 0.24 is 25% below this benchmark. Historically, Housing & Urban Development's own Dividend Payout Ratio has ranged from 0.11 to 0.44 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.32, Housing & Urban Development has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Housing & Urban Development's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Housing & Urban Development and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing & Urban Development's current Dividend Payout Ratio is 0.24, which is 27% below median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Urban Development stock overvalued right now?
Based on GuruFocus' analysis, Housing & Urban Development (BOM:540530) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹253.73, compared to a current price of ₹202.85 — trading 20.1% below its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 27% below median its 10-year median of 0.33 and 25% below the Credit Services industry median of 0.32. Housing & Urban Development's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Housing & Urban Development (BOM:540530), the current Dividend Payout Ratio is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Housing & Urban Development (BOM:540530) Overvalued in 2026?
Based on GuruFocus' analysis, Housing & Urban Development stock appears to be undervalued.
The current stock price of ₹202.85 is trading 20.1% below its estimated GF Value™ of ₹253.73.
GuruFocus considers Housing & Urban Development to be Modestly Undervalued.
Key valuation signals for BOM:540530:
Dividend Payout Ratio: 0.24 (27% below median its 10-year median of 0.33)
GF Value™: ₹253.73 vs. price of ₹202.85 (20.1% below fair value)
Industry Position: 25% below the Credit Services median (#103 of 195)
No single metric tells the full story. See the BOM:540530 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Housing & Urban Development Corp Ltd is engaged in providing long-term finance for the construction of houses for residential purposes or finances or undertaking housing and urban infrastructure development programs. The company provides loans for projects like water supply, roads and transport, power, social infrastructure, sewerage, drainage, solid waste management, and others.
71GF Score
Get the complete analysis for BOM:540530
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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