National Bank Holdings has the GF Score of 63, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes National Bank Holdings
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
National Bank Holdings (FRA:NB9) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
National Bank Holdings GF Score Related Terms
FRA:NB9 vs STEL, OFG, SRCE: GF Score Comparison
For the Banks - Regional subindustry, National Bank Holdings's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank Holdings GF Score vs Banks Industry
For the Banks industry and Financial Services sector, National Bank Holdings's GF Score distribution charts can be found below:
* The bar in red indicates where National Bank Holdings's GF Score falls into.
National Bank Holdings (FRA:NB9) has a GF Score of 63 as of Jul. 10, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on National Bank Holdings and its competitors. This is 15% below median its historical median of 74.00. Over the past decade, National Bank Holdings' GF Score has ranged from 17.00 to 86.00.
Is National Bank Holdings' GF Score too high?
National Bank Holdings' current GF Score of 63 is 15% below median its 10-year median of 74.00. Over the past 10 years, this metric has ranged from a low of 17.00 to a high of 86.00. Overall, National Bank Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does National Bank Holdings' GF Score compare to STEL and OFG?
National Bank Holdings' GF Score of 63 can be compared against companies in the Banks industry. Historically, National Bank Holdings' own GF Score has ranged from 17.00 to 86.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on National Bank Holdings and its competitors. National Bank Holdings's current GF Score is 63, which is 15% below median its own 10-year median of 74.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Holdings stock overvalued right now?
National Bank Holdings (FRA:NB9) has a current GF Score of 63. The stock's GF Value™ is €33.79, compared to a current price of €37.60 — trading 11.3% above its estimated fair value. The current GF Score is 63, which is 15% below median its 10-year median of 74.00. National Bank Holdings' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For National Bank Holdings (FRA:NB9), the current GF Score is 63 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank Holdings (FRA:NB9) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank Holdings stock appears to be overvalued.
The current stock price of €37.60 is trading 11.3% above its estimated GF Value™ of €33.79.
Key valuation signals for FRA:NB9:
GF Score: 63 (15% below median its 10-year median of 74.00)
GF Value™: €33.79 vs. price of €37.60 (11.3% above fair value)
No single metric tells the full story. See the FRA:NB9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank Holdings Corp offers a full range of banking products and financial services to commercial, business, and consumer clients predominantly in Colorado, with a focus on personalized service through relationship managers and banking center associates. The company provides commercial and industrial loans, non-owner occupied commercial real estate loans, Small Business Administration loans as a Preferred Lender Provider, U.S. Department of Agriculture and Farm Service Agency loans, commercial deposit and treasury management products, business online and mobile banking, consumer and residential real estate loans, deposit services, and trust and wealth management services. Its services emphasize full-relationship banking, integrating lending, deposits, and cash management solutions.
63GF Score
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