* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:NB9 vs STEL, OFG, FCF: FCF Margin % Comparison
For the Banks - Regional subindustry, National Bank Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank Holdings FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where National Bank Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank Holdings (FRA:NB9) has a FCF Margin % of -49.58% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Bank Holdings and its competitors. According to the industry distribution chart, National Bank Holdings ranks #1017 out of 1505 companies in the Banks industry, placing it in the top 67.6%.
Is National Bank Holdings' FCF Margin % too high?
National Bank Holdings' current FCF Margin % is -49.58%. Based on the distribution chart, National Bank Holdings ranks #1017 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, National Bank Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does National Bank Holdings' FCF Margin % compare to STEL and OFG?
According to the Banks industry distribution chart, National Bank Holdings ranks #1017 out of 1505 companies for FCF Margin %. This places National Bank Holdings in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Bank Holdings and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Holdings's current FCF Margin % is -49.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Holdings stock overvalued right now?
National Bank Holdings (FRA:NB9) has a current FCF Margin % of -49.58%. The stock's GF Value™ is €34.68, compared to a current price of €38.60 — trading 11.3% above its estimated fair value. The current FCF Margin % is -49.58%. National Bank Holdings' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For National Bank Holdings (FRA:NB9), the current FCF Margin % is -49.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank Holdings (FRA:NB9) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank Holdings stock appears to be overvalued.
The current stock price of €38.60 is trading 11.3% above its estimated GF Value™ of €34.68.
Key valuation signals for FRA:NB9:
FCF Margin %: -49.58%
GF Value™: €34.68 vs. price of €38.60 (11.3% above fair value)
No single metric tells the full story. See the FRA:NB9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank Holdings Corp offers a full range of banking products and financial services to commercial, business, and consumer clients predominantly in Colorado, with a focus on personalized service through relationship managers and banking center associates. The company provides commercial and industrial loans, non-owner occupied commercial real estate loans, Small Business Administration loans as a Preferred Lender Provider, U.S. Department of Agriculture and Farm Service Agency loans, commercial deposit and treasury management products, business online and mobile banking, consumer and residential real estate loans, deposit services, and trust and wealth management services. Its services emphasize full-relationship banking, integrating lending, deposits, and cash management solutions.
63GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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