Metropolitan Bank Holding has the GF Score of 83, which implies that the company
might have
Good outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Metropolitan Bank Holding
might have
Good outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Metropolitan Bank Holding (NYSE:MCB) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Metropolitan Bank Holding GF Score Related Terms
MCB vs UVSP, PFBC, HFWA: GF Score Comparison
For the Banks - Regional subindustry, Metropolitan Bank Holding's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank Holding GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank Holding's GF Score distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank Holding's GF Score falls into.
Metropolitan Bank Holding (MCB) has a GF Score of 83 as of Jul. 11, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Metropolitan Bank Holding and its competitors. This is 26% above median its historical median of 66.00. Over the past decade, Metropolitan Bank Holding's GF Score has ranged from 15.00 to 86.00.
Is Metropolitan Bank Holding's GF Score too high?
Metropolitan Bank Holding's current GF Score of 83 is 26% above median its 10-year median of 66.00. Over the past 10 years, this metric has ranged from a low of 15.00 to a high of 86.00. Overall, Metropolitan Bank Holding has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank Holding's GF Score compare to UVSP and PFBC?
Metropolitan Bank Holding's GF Score of 83 can be compared against companies in the Banks industry. Historically, Metropolitan Bank Holding's own GF Score has ranged from 15.00 to 86.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Metropolitan Bank Holding and its competitors. Metropolitan Bank Holding's current GF Score is 83, which is 26% above median its own 10-year median of 66.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank Holding stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank Holding (MCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $76.85, compared to a current price of $97.53 — trading 26.9% above its estimated fair value. The current GF Score is 83, which is 26% above median its 10-year median of 66.00. Metropolitan Bank Holding's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Metropolitan Bank Holding (MCB), the current GF Score is 83 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank Holding (MCB) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank Holding stock appears to be overvalued.
The current stock price of $97.53 is trading 26.9% above its estimated GF Value™ of $76.85.
GuruFocus considers Metropolitan Bank Holding to be Modestly Overvalued.
Key valuation signals for MCB:
GF Score: 83 (26% above median its 10-year median of 66.00)
GF Value™: $76.85 vs. price of $97.53 (26.9% above fair value)
No single metric tells the full story. See the MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank Holding Corp is a bank holding company. It provides a broad range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The services provided by the company include deposits, trade finance, cash management solutions, savings, electronic banking, cards, and others. The company also provides various lending products such as acquisition loans, construction loans, and lines of credit, for retail, office, hospitality, multifamily, mixed-use, warehouse and distribution, and specialty-use properties. The bank derives its revenue in the form of interest income on loans.
83GF Score
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