MCB (Metropolitan Bank Holding) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MCB Metropolitan Bank Holding Corp MCB
82 GF Score
Price $92.48
GF Value $77.50
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Metropolitan Bank Holding Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Metropolitan Bank Holding Quality Rank Related Terms

MCB
82GF Score
Metropolitan Bank Holding Corp MCB
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Metropolitan Bank Holding (MCB) Overvalued in 2026?

Based on GuruFocus' analysis, Metropolitan Bank Holding stock appears to be overvalued. The current stock price of $92.48 is trading 19.3% above its estimated GF Value™ of $77.50. GuruFocus considers Metropolitan Bank Holding to be Modestly Overvalued.

Key valuation signals for MCB:

  • Quality Rank:
  • GF Value™: $77.50 vs. price of $92.48 (19.3% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Metropolitan Bank Holding Business Description

Address 99 Park Avenue, New York, NY, USA, 10016
Metropolitan Bank Holding Corp is a bank holding company. It provides a broad range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The services provided by the company include deposits, trade finance, cash management solutions, savings, electronic banking, cards, and others. The company also provides various lending products such as acquisition loans, construction loans, and lines of credit, for retail, office, hospitality, multifamily, mixed-use, warehouse and distribution, and specialty-use properties. The bank derives its revenue in the form of interest income on loans.
82GF Score

Get the complete analysis for MCB

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$92.48
Price
$77.50
GF Value