Metropolitan Bank HoldingMCB -0.37%82 OCF Yield % is 10.95 as of Jul. 02, 2026, which is 1% above its 10-year median of 10.87. GuruFocus rates MCB with a GF Score™ of 82/100 and a GF Value™ of $76.33 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,503 Banks companies, Metropolitan Bank Holding ranks better than 57.29% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Metropolitan Bank Holding OCF Yield % Related Terms
Metropolitan Bank Holding OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Metropolitan Bank Holding's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank Holding OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank Holding's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank Holding's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank Holding (MCB) has a OCF Yield % of 10.95 as of Jul. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Metropolitan Bank Holding and its competitors. This is near median its historical median of 10.87. Over the past decade, Metropolitan Bank Holding's OCF Yield % has ranged from 3.02 to 39.73. According to the industry distribution chart, Metropolitan Bank Holding ranks #642 out of 1503 companies in the Banks industry, placing it in the top 42.7%.
Is Metropolitan Bank Holding's OCF Yield % too high?
Metropolitan Bank Holding's current OCF Yield % of 10.95 is near median its 10-year median of 10.87. Over the past 10 years, this metric has ranged from a low of 3.02 to a high of 39.73. The Banks industry median OCF Yield % is 9.23. Metropolitan Bank Holding's value of 10.95 is 18.6% above this industry median. Based on the distribution chart, Metropolitan Bank Holding ranks #642 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, Metropolitan Bank Holding has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank Holding's OCF Yield % compare to UVSP and PFBC?
According to the Banks industry distribution chart, Metropolitan Bank Holding ranks #642 out of 1503 companies for OCF Yield %. This puts Metropolitan Bank Holding in the upper half of its industry. The industry median OCF Yield % is 9.23. Metropolitan Bank Holding's value of 10.95 is 18.6% above this benchmark. Historically, Metropolitan Bank Holding's own OCF Yield % has ranged from 3.02 to 39.73 over the past decade. While the company's 10-year median is 10.87 vs. the industry median of 9.23, Metropolitan Bank Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank Holding's current OCF Yield % of 10.95 is 18.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Metropolitan Bank Holding and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank Holding's current OCF Yield % is 10.95, which is near median its own 10-year median of 10.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank Holding stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank Holding (MCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $76.33, compared to a current price of $100.20 — trading 31.3% above its estimated fair value. The current OCF Yield % is 10.95, which is near median its 10-year median of 10.87 and 18.6% above the Banks industry median of 9.23. Metropolitan Bank Holding's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Metropolitan Bank Holding (MCB), the current OCF Yield % is 10.95 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank Holding (MCB) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank Holding stock appears to be overvalued.
The current stock price of $100.20 is trading 31.3% above its estimated GF Value™ of $76.33.
GuruFocus considers Metropolitan Bank Holding to be Significantly Overvalued.
Key valuation signals for MCB:
OCF Yield %: 10.95 (near median its 10-year median of 10.87)
GF Value™: $76.33 vs. price of $100.20 (31.3% above fair value)
Industry Position: 18.6% above the Banks median (#642 of 1503)
No single metric tells the full story. See the MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank Holding Corp is a bank holding company. It provides a broad range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The services provided by the company include deposits, trade finance, cash management solutions, savings, electronic banking, cards, and others. The company also provides various lending products such as acquisition loans, construction loans, and lines of credit, for retail, office, hospitality, multifamily, mixed-use, warehouse and distribution, and specialty-use properties. The bank derives its revenue in the form of interest income on loans.
82GF Score
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