Metropolitan Bank HoldingMCB -2.03%82 Dividend Payout Ratio is 0.07 as of Mar. 2026, which is 40% above its 10-year median of 0.05. GuruFocus rates MCB with a GF Score™ of 82/100 and a GF Value™ of $76.46 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,169 Banks companies, Metropolitan Bank Holding ranks better than 97.26% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Metropolitan Bank Holding's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.07.
The historical rank and industry rank for Metropolitan Bank Holding's Dividend Payout Ratio or its related term are showing as below:
MCB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.05 Max: 0.06
Current: 0.06
During the past 11 years, the highest Dividend Payout Ratio of Metropolitan Bank Holding was 0.06. The lowest was 0.05. And the median was 0.05.
MCB's Dividend Payout Ratio is ranked better than 97.26% of 1169
companies
in the Banks industry
Industry Median: 0.32
vs MCB: 0.06
During the past 11 years, the highest Trailing Annual Dividend Yield of Metropolitan Bank Holding was 0.76%. The lowest was 0.19%. And the median was 0.37%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Metropolitan Bank Holding (NYSE:MCB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Metropolitan Bank Holding Dividend Payout Ratio Related Terms
Metropolitan Bank Holding Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank Holding Dividend Payout Ratio Chart
MCB vs UVSP, PFBC, HFWA: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Metropolitan Bank Holding's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Metropolitan Bank Holding Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Metropolitan Bank Holding's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Metropolitan Bank Holding's Dividend Payout Ratio falls into.
Metropolitan Bank Holding Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Metropolitan Bank Holding's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Metropolitan Bank Holding (MCB) has a Dividend Payout Ratio of 0.07 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Metropolitan Bank Holding and its competitors. This is 40% above median its historical median of 0.05. Over the past decade, Metropolitan Bank Holding's Dividend Payout Ratio has ranged from 0.05 to 0.06. According to the industry distribution chart, Metropolitan Bank Holding ranks #32 out of 1169 companies in the Banks industry, placing it in the top 2.7%.
Is Metropolitan Bank Holding's Dividend Payout Ratio too high?
Metropolitan Bank Holding's current Dividend Payout Ratio of 0.07 is 40% above median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.06. The Banks industry median Dividend Payout Ratio is 0.32. Metropolitan Bank Holding's value of 0.07 is 78.1% below this industry median. Based on the distribution chart, Metropolitan Bank Holding ranks #32 out of 1169 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Metropolitan Bank Holding has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Metropolitan Bank Holding's Dividend Payout Ratio compare to UVSP and PFBC?
According to the Banks industry distribution chart, Metropolitan Bank Holding ranks #32 out of 1169 companies for Dividend Payout Ratio. This places Metropolitan Bank Holding in the top 3% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Metropolitan Bank Holding's value of 0.07 is 78.1% below this benchmark. Historically, Metropolitan Bank Holding's own Dividend Payout Ratio has ranged from 0.05 to 0.06 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.32, Metropolitan Bank Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropolitan Bank Holding's current Dividend Payout Ratio of 0.07 is 78.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Metropolitan Bank Holding and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropolitan Bank Holding's current Dividend Payout Ratio is 0.07, which is 40% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropolitan Bank Holding stock overvalued right now?
Based on GuruFocus' analysis, Metropolitan Bank Holding (MCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $76.46, compared to a current price of $98.53 — trading 28.9% above its estimated fair value. The current Dividend Payout Ratio is 0.07, which is 40% above median its 10-year median of 0.05 and 78.1% below the Banks industry median of 0.32. Metropolitan Bank Holding's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Metropolitan Bank Holding (MCB), the current Dividend Payout Ratio is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Metropolitan Bank Holding (MCB) Overvalued in 2026?
Based on GuruFocus' analysis, Metropolitan Bank Holding stock appears to be overvalued.
The current stock price of $98.53 is trading 28.9% above its estimated GF Value™ of $76.46.
GuruFocus considers Metropolitan Bank Holding to be Modestly Overvalued.
Key valuation signals for MCB:
Dividend Payout Ratio: 0.07 (40% above median its 10-year median of 0.05)
GF Value™: $76.46 vs. price of $98.53 (28.9% above fair value)
Industry Position: 78.1% below the Banks median (#32 of 1169)
No single metric tells the full story. See the MCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Metropolitan Bank Holding Corp is a bank holding company. It provides a broad range of business, commercial, and retail banking products and services to small businesses, middle-market enterprises, public entities, and individuals in the New York metropolitan area. The services provided by the company include deposits, trade finance, cash management solutions, savings, electronic banking, cards, and others. The company also provides various lending products such as acquisition loans, construction loans, and lines of credit, for retail, office, hospitality, multifamily, mixed-use, warehouse and distribution, and specialty-use properties. The bank derives its revenue in the form of interest income on loans.
82GF Score
Get the complete analysis for MCB
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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