IDBI Bank (NSE:IDBI) GF Score: 65/100 (As of Jul. 20, 2026) — 41% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:IDBI IDBI Bank Ltd NSE:IDBI
65 GF Score
Price ₹87.02
GF Value ₹94.07
Valuation Fairly Valued
! 2 Warning Signs
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What is IDBI Bank GF Score?

IDBI Bank NSE:IDBI +1.73% 65 GF Score is 65 as of Jul. 20, 2026, which is 41% above its 10-year median of 46.00. GuruFocus rates NSE:IDBI with a GF Score™ of 65/100 and a GF Value™ of ₹94.07 (Fairly Valued). The stock has 2 warning signs investors should review.

IDBI Bank has the GF Score of 65, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 4/10
3. Growth Rank : 4/10
4. GF Value Rank : 7/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes IDBI Bank might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

IDBI Bank  (NSE:IDBI) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

IDBI Bank GF Score Related Terms

IDBI Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, IDBI Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

IDBI Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, IDBI Bank's GF Score distribution charts can be found below:

* The bar in red indicates where IDBI Bank's GF Score falls into.


NSE:IDBI
65GF Score
IDBI Bank Ltd NSE:IDBI
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 65 mean?
IDBI Bank (NSE:IDBI) has a GF Score of 65 as of Jul. 20, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on IDBI Bank and its competitors. This is 41% above median its historical median of 46.00. Over the past decade, IDBI Bank's GF Score has ranged from 23.00 to 63.00.
Is IDBI Bank's GF Score too high?
IDBI Bank's current GF Score of 65 is 41% above median its 10-year median of 46.00. Over the past 10 years, this metric has ranged from a low of 23.00 to a high of 63.00. Overall, IDBI Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's GF Score compare to competitors?
IDBI Bank's GF Score of 65 can be compared against companies in the Banks industry. Historically, IDBI Bank's own GF Score has ranged from 23.00 to 63.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on IDBI Bank and its competitors. IDBI Bank's current GF Score is 65, which is 41% above median its own 10-year median of 46.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (NSE:IDBI) is currently considered Fairly Valued. The stock's GF Value™ is ₹94.07, compared to a current price of ₹87.02 — trading 7.5% below its estimated fair value. The current GF Score is 65, which is 41% above median its 10-year median of 46.00. IDBI Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For IDBI Bank (NSE:IDBI), the current GF Score is 65 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDBI Bank (NSE:IDBI) Overvalued in 2026?

Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued. The current stock price of ₹87.02 is trading 7.5% below its estimated GF Value™ of ₹94.07. GuruFocus considers IDBI Bank to be Fairly Valued.

Key valuation signals for NSE:IDBI:

  • GF Score: 65 (41% above median its 10-year median of 46.00)
  • GF Value™: ₹94.07 vs. price of ₹87.02 (7.5% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the NSE:IDBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IDBI Bank Business Description

Other Exchanges 500116:India
Address Cuffe Parade, IDBI Tower, WTC Complex, Colaba, Mumbai, MH, IND, 400005
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
65GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹87.02
Price
₹94.07
GF Value