IDBI Bank (NSE:IDBI) Retained Earnings: ₹0 Mil (As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:IDBI IDBI Bank Ltd NSE:IDBI
64 GF Score
Price ₹87.93
GF Value ₹92.19
Valuation Fairly Valued
! 3 Warning Signs
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What is IDBI Bank Retained Earnings?

IDBI Bank NSE:IDBI +6.92% 64 Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus rates NSE:IDBI with a GF Score™ of 64/100 and a GF Value™ of ₹92.19 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. IDBI Bank's retained earnings for the quarter that ended in Jun. 2026 was ₹0 Mil.

IDBI Bank's quarterly retained earnings increased from Dec. 2025 (₹0 Mil) to Mar. 2026 (₹143,616 Mil) but then declined from Mar. 2026 (₹143,616 Mil) to Jun. 2026 (₹0 Mil).

IDBI Bank's annual retained earnings increased from Mar. 2024 (₹76,858 Mil) to Mar. 2025 (₹117,050 Mil) and increased from Mar. 2025 (₹117,050 Mil) to Mar. 2026 (₹143,616 Mil).


IDBI Bank  (NSE:IDBI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


IDBI Bank Retained Earnings Historical Data

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The historical data trend for IDBI Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IDBI Bank Retained Earnings Chart

IDBI Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -433,957.97 45,779.22 76,858.06 117,050.18 143,616.26

IDBI Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 143,616.26 0.00
NSE:IDBI
64GF Score
IDBI Bank Ltd NSE:IDBI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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IDBI Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0 Mil mean?
IDBI Bank (NSE:IDBI) has a Retained Earnings of ₹0 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on IDBI Bank and its competitors.
Is IDBI Bank's Retained Earnings too high?
IDBI Bank's current Retained Earnings is ₹0 Mil. Overall, IDBI Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's Retained Earnings compare to competitors?
IDBI Bank's Retained Earnings of ₹0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on IDBI Bank and its competitors. IDBI Bank's current Retained Earnings is ₹0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (NSE:IDBI) is currently considered Fairly Valued. The stock's GF Value™ is ₹92.19, compared to a current price of ₹87.93 — trading 4.6% below its estimated fair value. The current Retained Earnings is ₹0 Mil. IDBI Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For IDBI Bank (NSE:IDBI), the current Retained Earnings is ₹0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDBI Bank (NSE:IDBI) Overvalued in 2026?

Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued. The current stock price of ₹87.93 is trading 4.6% below its estimated GF Value™ of ₹92.19. GuruFocus considers IDBI Bank to be Fairly Valued.

Key valuation signals for NSE:IDBI:

  • Retained Earnings: ₹0 Mil
  • GF Value™: ₹92.19 vs. price of ₹87.93 (4.6% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the NSE:IDBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IDBI Bank Business Description

Other Exchanges 500116:India
Address Cuffe Parade, IDBI Tower, WTC Complex, Colaba, Mumbai, MH, IND, 400005
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
64GF Score

Get the complete analysis for NSE:IDBI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹87.93
Price
₹92.19
GF Value