IDBI Bank (NSE:IDBI) Scaled Net Operating Assets: 0.15 (As of Jun. 2026)

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NSE:IDBI IDBI Bank Ltd NSE:IDBI
65 GF Score
Price ₹87.02
GF Value ₹94.07
Valuation Fairly Valued
! 2 Warning Signs
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What is IDBI Bank Scaled Net Operating Assets?

IDBI Bank NSE:IDBI +1.73% 65 Scaled Net Operating Assets is 0.15 as of Jun. 2026. GuruFocus rates NSE:IDBI with a GF Score™ of 65/100 and a GF Value™ of ₹94.07 (Fairly Valued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

IDBI Bank's operating assets for the quarter that ended in Jun. 2026 was ₹4,185,338 Mil. IDBI Bank's operating liabilities for the quarter that ended in Jun. 2026 was ₹3,484,126 Mil. IDBI Bank's Total Assets for the quarter that ended in Mar. 2026 was ₹4,673,861 Mil. Therefore, IDBI Bank's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.15.

NSE:IDBI
65GF Score
IDBI Bank Ltd NSE:IDBI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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IDBI Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

IDBI Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(4076434.905-3755403.931)/4130076.825
=0.08

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4673861.179 - 597426.274
=4076434.905

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3986441.416 - 231037.485 - 0
=3755403.931

IDBI Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(4185337.5-3484125.6)/4673861.179
=0.15

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4454178 - 268840.5
=4185337.5

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3745935.6 - 261810 - 0
=3484125.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.15 mean?
IDBI Bank (NSE:IDBI) has a Scaled Net Operating Assets of 0.15 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on IDBI Bank and its competitors.
Is IDBI Bank's Scaled Net Operating Assets too high?
IDBI Bank's current Scaled Net Operating Assets is 0.15. Overall, IDBI Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's Scaled Net Operating Assets compare to competitors?
IDBI Bank's Scaled Net Operating Assets of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on IDBI Bank and its competitors. IDBI Bank's current Scaled Net Operating Assets is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (NSE:IDBI) is currently considered Fairly Valued. The stock's GF Value™ is ₹94.07, compared to a current price of ₹87.02 — trading 7.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.15. IDBI Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For IDBI Bank (NSE:IDBI), the current Scaled Net Operating Assets is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IDBI Bank (NSE:IDBI) Overvalued in 2026?

Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued. The current stock price of ₹87.02 is trading 7.5% below its estimated GF Value™ of ₹94.07. GuruFocus considers IDBI Bank to be Fairly Valued.

Key valuation signals for NSE:IDBI:

  • Scaled Net Operating Assets: 0.15
  • GF Value™: ₹94.07 vs. price of ₹87.02 (7.5% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the NSE:IDBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IDBI Bank Business Description

Other Exchanges 500116:India
Address Cuffe Parade, IDBI Tower, WTC Complex, Colaba, Mumbai, MH, IND, 400005
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
65GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹87.02
Price
₹94.07
GF Value