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IDBI BankNSE:IDBI -0.33%64 5-Year Yield-on-Cost % is 2.55 as of Aug. 18, 2026, which is 42% above its 10-year median of 1.79. GuruFocus rates NSE:IDBI with a GF Score™ of 64/100 and a GF Value™ of ₹92.05 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,255 Banks companies, IDBI Bank ranks worse than 71.63% on this metric.
IDBI Bank's yield on cost for the quarter that ended in Jun. 2026 was 2.55.
The historical rank and industry rank for IDBI Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
NSE:IDBI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.1 Med: 1.79 Max: 3.28
Current: 2.55
During the past 13 years, IDBI Bank's highest Yield on Cost was 3.28. The lowest was 1.10. And the median was 1.79.
NSE:IDBI's 5-Year Yield-on-Cost % is ranked worse than 71.63% of 1255
companies
in the Banks industry
Industry Median: 3.81
vs NSE:IDBI: 2.55
IDBI Bank (NSE:IDBI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
IDBI Bank 5-Year Yield-on-Cost % Related Terms
IDBI Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, IDBI Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IDBI Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, IDBI Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where IDBI Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of IDBI Bank is calculated as
IDBI Bank (NSE:IDBI) has a 5-Year Yield-on-Cost % of 2.55 as of Aug. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IDBI Bank and its competitors. This is 42% above median its historical median of 1.79. Over the past decade, IDBI Bank's 5-Year Yield-on-Cost % has ranged from 1.10 to 3.28. According to the industry distribution chart, IDBI Bank ranks #899 out of 1255 companies in the Banks industry, placing it in the top 71.6%.
Is IDBI Bank's 5-Year Yield-on-Cost % too high?
IDBI Bank's current 5-Year Yield-on-Cost % of 2.55 is 42% above median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 3.28. The Banks industry median 5-Year Yield-on-Cost % is 3.81. IDBI Bank's value of 2.55 is 33.1% below this industry median. Based on the distribution chart, IDBI Bank ranks #899 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, IDBI Bank has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IDBI Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, IDBI Bank ranks #899 out of 1255 companies for 5-Year Yield-on-Cost %. This places IDBI Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. IDBI Bank's value of 2.55 is 33.1% below this benchmark. Historically, IDBI Bank's own 5-Year Yield-on-Cost % has ranged from 1.10 to 3.28 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 3.81, IDBI Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IDBI Bank's current 5-Year Yield-on-Cost % of 2.55 is 33.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IDBI Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IDBI Bank's current 5-Year Yield-on-Cost % is 2.55, which is 42% above median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IDBI Bank stock overvalued right now?
Based on GuruFocus' analysis, IDBI Bank (NSE:IDBI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹92.05, compared to a current price of ₹82.18 — trading 10.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.55, which is 42% above median its 10-year median of 1.79 and 33.1% below the Banks industry median of 3.81. IDBI Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For IDBI Bank (NSE:IDBI), the current 5-Year Yield-on-Cost % is 2.55 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IDBI Bank (NSE:IDBI) Overvalued in 2026?
Based on GuruFocus' analysis, IDBI Bank stock appears to be undervalued.
The current stock price of ₹82.18 is trading 10.7% below its estimated GF Value™ of ₹92.05.
GuruFocus considers IDBI Bank to be Modestly Undervalued.
Key valuation signals for NSE:IDBI:
5-Year Yield-on-Cost %: 2.55 (42% above median its 10-year median of 1.79)
GF Value™: ₹92.05 vs. price of ₹82.18 (10.7% below fair value)
Industry Position: 33.1% below the Banks median (#899 of 1255)
No single metric tells the full story. See the NSE:IDBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IDBI Bank Ltd is an India-based company that is principally engaged in providing banking services. The company's business segments include wholesale banking, retail banking, and treasury services, with wholesale banking and retail banking jointly contributing the majority of total revenue. In addition to its banking business, the company is also involved in capital markets, investment banking, and mutual fund businesses. The company operates through a branch network across India. Its operations are concentrated in India, with a presence in overseas markets as well.
64GF Score
Get the complete analysis for NSE:IDBI
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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