WTBFA (WTB Financial A) GF Score: 17/100 (As of Aug. 03, 2026) — 23% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTBFA WTB Financial A WTBFA
17 GF Score
Price $655.00
GF Value $686.61
! 1 Warning Sign
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What is WTB Financial A GF Score?

WTB Financial A WTBFA 17 GF Score is 17 as of Aug. 03, 2026, which is 23% below its 10-year median of 22.00. GuruFocus rates WTBFA with a GF Score™ of 17/100 and a GF Value™ of $686.61. The stock has 1 warning sign investors should review.

WTB Financial A has the GF Score of 17, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 5/10
3. Growth Rank : 0/10
4. GF Value Rank : 10/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes WTB Financial A might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

WTB Financial A  (OTCPK:WTBFA) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

WTB Financial A GF Score Related Terms

WTBFA vs BFST, SBSI, MBWM: GF Score Comparison

For the Banks - Regional subindustry, WTB Financial A's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WTB Financial A GF Score vs Banks Industry

For the Banks industry and Financial Services sector, WTB Financial A's GF Score distribution charts can be found below:

* The bar in red indicates where WTB Financial A's GF Score falls into.


WTBFA
17GF Score
WTB Financial A WTBFA
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 17 mean?
WTB Financial A (WTBFA) has a GF Score of 17 as of Aug. 03, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on WTB Financial A and its competitors. This is 23% below median its historical median of 22.00. Over the past decade, WTB Financial A's GF Score has ranged from 15.00 to 70.00.
Is WTB Financial A's GF Score too high?
WTB Financial A's current GF Score of 17 is 23% below median its 10-year median of 22.00. Over the past 10 years, this metric has ranged from a low of 15.00 to a high of 70.00. Overall, WTB Financial A has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does WTB Financial A's GF Score compare to BFST and SBSI?
WTB Financial A's GF Score of 17 can be compared against companies in the Banks industry. Historically, WTB Financial A's own GF Score has ranged from 15.00 to 70.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on WTB Financial A and its competitors. WTB Financial A's current GF Score is 17, which is 23% below median its own 10-year median of 22.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WTB Financial A stock overvalued right now?
WTB Financial A (WTBFA) has a current GF Score of 17. The stock's GF Value™ is $686.61, compared to a current price of $655.00 — trading 4.6% below its estimated fair value. The current GF Score is 17, which is 23% below median its 10-year median of 22.00. WTB Financial A's overall GF Score™ is 17/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For WTB Financial A (WTBFA), the current GF Score is 17 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WTB Financial A (WTBFA) Overvalued in 2026?

Based on GuruFocus' analysis, WTB Financial A stock appears to be undervalued. The current stock price of $655.00 is trading 4.6% below its estimated GF Value™ of $686.61.

Key valuation signals for WTBFA:

  • GF Score: 17 (23% below median its 10-year median of 22.00)
  • GF Value™: $686.61 vs. price of $655.00 (4.6% below fair value)
  • GF Score™: 17/100 with 1 warning sign

No single metric tells the full story. See the WTBFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WTB Financial A Business Description

Other Exchanges WTBFB:USA
Address 717 West Sprague Avenue, P.O. Box 2127, Spokane, WA, USA, 99210-2127
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
17GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$655.00
Price
$686.61
GF Value