WTBFA (WTB Financial A) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTBFA WTB Financial A WTBFA
66 GF Score
Price $680.00
GF Value $718.43
Valuation Fairly Valued
! 4 Warning Signs
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What is WTB Financial A Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

WTB Financial A Quality Rank Related Terms

WTBFA
66GF Score
WTB Financial A WTBFA
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is WTB Financial A (WTBFA) Overvalued in 2026?

Based on GuruFocus' analysis, WTB Financial A stock appears to be undervalued. The current stock price of $680.00 is trading 5.3% below its estimated GF Value™ of $718.43. GuruFocus considers WTB Financial A to be Fairly Valued.

Key valuation signals for WTBFA:

  • Quality Rank:
  • GF Value™: $718.43 vs. price of $680.00 (5.3% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the WTBFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WTB Financial A Business Description

Other Exchanges WTBFB:USA
Address 717 West Sprague Avenue, P.O. Box 2127, Spokane, WA, USA, 99210-2127
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
66GF Score

Get the complete analysis for WTBFA

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$680.00
Price
$718.43
GF Value