WTBFA (WTB Financial A) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 03, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTBFA WTB Financial A WTBFA
17 GF Score
Price $655.00
GF Value $686.61
! 1 Warning Sign
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What is WTB Financial A Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

WTB Financial A's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

WTBFA vs BFST, SBSI, MBWM: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, WTB Financial A's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WTB Financial A Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, WTB Financial A's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where WTB Financial A's Margin of Safety % (DCF FCF Based) falls into.


WTBFA
17GF Score
WTB Financial A WTBFA
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is WTB Financial A (WTBFA) Overvalued in 2026?

Based on GuruFocus' analysis, WTB Financial A stock appears to be undervalued. The current stock price of $655.00 is trading 4.6% below its estimated GF Value™ of $686.61.

Key valuation signals for WTBFA:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $686.61 vs. price of $655.00 (4.6% below fair value)
  • GF Score™: 17/100 with 1 warning sign

No single metric tells the full story. See the WTBFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WTB Financial A Business Description

Other Exchanges WTBFB:USA
Address 717 West Sprague Avenue, P.O. Box 2127, Spokane, WA, USA, 99210-2127
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
17GF Score

Get the complete analysis for WTBFA

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$655.00
Price
$686.61
GF Value