WTBFA (WTB Financial A) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WTBFA WTB Financial A WTBFA
17 GF Score
Price $655.00
GF Value $686.61
! 1 Warning Sign
View Full Analysis

What is WTB Financial A ROC %?

WTB Financial A WTBFA 17 ROC % is % as of Mar. 2026. GuruFocus rates WTBFA with a GF Score™ of 17/100 and a GF Value™ of $686.61. The stock has 1 warning sign investors should review.

ROC %does not apply to banks.

WTBFA
17GF Score
WTB Financial A WTBFA
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
WTB Financial A (WTBFA) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on WTB Financial A and its competitors.
Is WTB Financial A's ROC % too high?
WTB Financial A's current ROC % is %. Overall, WTB Financial A has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does WTB Financial A's ROC % compare to BFST and SBSI?
WTB Financial A's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.76, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on WTB Financial A and its competitors. For the Banks industry, the median ROC % is 1.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. WTB Financial A's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WTB Financial A stock overvalued right now?
WTB Financial A (WTBFA) has a current ROC % of %. The stock's GF Value™ is $686.61, compared to a current price of $655.00 — trading 4.6% below its estimated fair value. The current ROC % is %. WTB Financial A's overall GF Score™ is 17/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For WTB Financial A (WTBFA), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WTB Financial A (WTBFA) Overvalued in 2026?

Based on GuruFocus' analysis, WTB Financial A stock appears to be undervalued. The current stock price of $655.00 is trading 4.6% below its estimated GF Value™ of $686.61.

Key valuation signals for WTBFA:

  • ROC %: %
  • GF Value™: $686.61 vs. price of $655.00 (4.6% below fair value)
  • GF Score™: 17/100 with 1 warning sign

No single metric tells the full story. See the WTBFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WTB Financial A Business Description

Other Exchanges WTBFB:USA
Address 717 West Sprague Avenue, P.O. Box 2127, Spokane, WA, USA, 99210-2127
WTB Financial A operates as a bank holding company of Washington Trust Bank. The company is engaged in the business of financial services in Washington, Idaho and Oregon. It also provides a wide range of banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. Its loan segments consist of the following disaggregation of loan types. Commercial and industrial loans are segmented into seven pools, including commercial taxable loans, commercial tax-exempt loans, commercial lines of credit, other commercial loans, commercial credit card loans, small business administration loans, and overdrafts.
17GF Score

Get the complete analysis for WTBFA

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$655.00
Price
$686.61
GF Value