Coop Pank AS (OTSE:CPA1T) GF Value: €2.22 (As of Jul. 28, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OTSE:CPA1T Coop Pank AS OTSE:CPA1T
55 GF Score
Price €2.28
GF Value €2.22
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Coop Pank AS GF Value?

Coop Pank AS OTSE:CPA1T +0.44% 55 GF Value is €2.22 as of Jul. 28, 2026. GuruFocus rates OTSE:CPA1T with a GF Score™ of 55/100 and a GF Value™ of €2.22 (Fairly Valued). The stock has 6 warning signs investors should review.

As of today (2026-07-28), Coop Pank AS's share price is €2.28. Coop Pank AS's GF Value is €2.22. Therefore, Coop Pank AS's Price-to-GF-Value for today is 1.03. Based on the relationship between the current stock price and the GF Value, GuruFocus believes Coop Pank AS is Fairly Valued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

  1. We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
  2. We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
  3. Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.


Coop Pank AS  (OTSE:CPA1T) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations All-in-One Screener Examples (1)
Possible Value Trap, Think TwicePredictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (2)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (2)Predictable High Quality Companies which are Significantly Undervalued

(1) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(2) A sufficient margin of safety exists only when the stock is undervalued.


Possible Value Trap, Think Twice companies are those that appear significantly undervalued based on their Price-to-GF-Value ratio, but whose fundamentals show signs of weakness.

Indicators that a company may be a value trap include:

    * Deteriorating Financial Health: A low Altman Z-scores indicates a higher risk of bankruptcy, or a low Piotroski F-Score.
    * Earnings Manipulation: A high Beneish M-score indicates potential earnings manipulation, raising concerns about the reliability of reported financials.
    * Stagnant or Declining Growth: Lack of revenue or earnings growth, or a recent slowdown, may signal limited future prospects.

Investors should conduct thorough due diligence, examining financial statements and growth indicators, to avoid falling into value traps.


Coop Pank AS's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=2.28/2.22
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Coop Pank AS GF Value Related Terms

OTSE:CPA1T
55GF Score
Coop Pank AS OTSE:CPA1T
GF Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Value →
What does a GF Value of €2.22 mean?
Coop Pank AS (OTSE:CPA1T) has a GF Value of €2.22 as of Jul. 28, 2026. GF Value represents the current intrinsic value of a stock derived from our exclusive method. View historical data on Coop Pank AS and its competitors.
Is Coop Pank AS's GF Value too high?
Coop Pank AS's current GF Value is €2.22. Overall, Coop Pank AS has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coop Pank AS's GF Value compare to PNC and USB?
Coop Pank AS's GF Value of €2.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value for a Banks company?
A good GF Value depends on the Banks industry context. However, GF Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value mean?
A high GF Value can signal that a stock is expensive relative to its fundamentals. GF Value represents the current intrinsic value of a stock derived from our exclusive method. View historical data on Coop Pank AS and its competitors. Coop Pank AS's current GF Value is €2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coop Pank AS stock overvalued right now?
Based on GuruFocus' analysis, Coop Pank AS (OTSE:CPA1T) is currently considered Fairly Valued. The stock's GF Value™ is €2.22, compared to a current price of €2.28 — trading 2.7% above its estimated fair value. The current GF Value is €2.22. Coop Pank AS's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value calculated?
GF Value is calculated from a company's financial statements. For Coop Pank AS (OTSE:CPA1T), the current GF Value is €2.22 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coop Pank AS (OTSE:CPA1T) Overvalued in 2026?

Based on GuruFocus' analysis, Coop Pank AS stock appears to be overvalued. The current stock price of €2.28 is trading 2.7% above its estimated GF Value™ of €2.22. GuruFocus considers Coop Pank AS to be Fairly Valued.

Key valuation signals for OTSE:CPA1T:

  • GF Value: €2.22
  • GF Value™: €2.22 vs. price of €2.28 (2.7% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the OTSE:CPA1T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coop Pank AS Business Description

Address Maakri 30, Tallinn, EST, 15014
Coop Pank AS is a credit institution offering banking and financing services. The company provides corporate banking, retail banking, leasing, consumer financing, and Other segments. Its leasing and insurance brokerage segment provides leasing products and insurance brokerage services to both private and corporate customers, respectively; The consumer financing segment provides consumer loans and hire-purchase cards to private customers; Corporate banking (legal entities) and Retail banking (private individuals) segments, both segments offer money transferring products and loan products to customers. It generates revenue from the corporate banking segment, which earns from interest income from lending and commission fees from the settlement of payments and bank card transactions.
55GF Score

Get the complete analysis for OTSE:CPA1T

GF Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.28
Price
€2.22
GF Value