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Coop Pank ASOTSE:CPA1T +0.22%55 Return-on-Tangible-Equity is 14.83% as of Jun. 2026, which is 8% above its 10-year median of 13.70. GuruFocus rates OTSE:CPA1T with a GF Score™ of 55/100 and a GF Value™ of €2.21 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,522 Banks companies, Coop Pank AS ranks better than 70.5% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Coop Pank AS's annualized net income for the quarter that ended in Jun. 2026 was €32.89 Mil. Coop Pank AS's average shareholder tangible equity for the quarter that ended in Jun. 2026 was €221.83 Mil. Therefore, Coop Pank AS's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 14.83%.
The historical rank and industry rank for Coop Pank AS's Return-on-Tangible-Equity or its related term are showing as below:
OTSE:CPA1T'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.35 Med: 13.7 Max: 25.96
Current: 14.44
During the past 10 years, Coop Pank AS's highest Return-on-Tangible-Equity was 25.96%. The lowest was 5.35%. And the median was 13.70%.
OTSE:CPA1T's Return-on-Tangible-Equity is ranked better than 70.5% of 1522
companies
in the Banks industry
Industry Median: 11.315
vs OTSE:CPA1T: 14.44
Coop Pank AS (OTSE:CPA1T) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Coop Pank AS Return-on-Tangible-Equity Related Terms
Coop Pank AS Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Coop Pank AS's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTSE:CPA1T vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Coop Pank AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coop Pank AS Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Coop Pank AS's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Coop Pank AS's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.83% mean?
Coop Pank AS (OTSE:CPA1T) has a Return-on-Tangible-Equity of 14.83% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Coop Pank AS and its competitors. This is near median its historical median of 13.70. Over the past decade, Coop Pank AS's Return-on-Tangible-Equity has ranged from 5.35 to 25.96. According to the industry distribution chart, Coop Pank AS ranks #449 out of 1522 companies in the Banks industry, placing it in the top 29.5%.
Is Coop Pank AS's Return-on-Tangible-Equity too high?
Coop Pank AS's current Return-on-Tangible-Equity of 14.83% is near median its 10-year median of 13.70. Over the past 10 years, this metric has ranged from a low of 5.35 to a high of 25.96. The Banks industry median Return-on-Tangible-Equity is 11.32. Coop Pank AS's value of 14.83% is 31.1% above this industry median. Based on the distribution chart, Coop Pank AS ranks #449 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Coop Pank AS has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coop Pank AS's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Coop Pank AS ranks #449 out of 1522 companies for Return-on-Tangible-Equity. This puts Coop Pank AS in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.32. Coop Pank AS's value of 14.83% is 31.1% above this benchmark. Historically, Coop Pank AS's own Return-on-Tangible-Equity has ranged from 5.35 to 25.96 over the past decade. While the company's 10-year median is 13.70 vs. the industry median of 11.32, Coop Pank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.32, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coop Pank AS's current Return-on-Tangible-Equity of 14.83% is 31.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Coop Pank AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coop Pank AS's current Return-on-Tangible-Equity is 14.83%, which is near median its own 10-year median of 13.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coop Pank AS stock overvalued right now?
Based on GuruFocus' analysis, Coop Pank AS (OTSE:CPA1T) is currently considered Fairly Valued. The stock's GF Value™ is €2.21, compared to a current price of €2.29 — trading 3.4% above its estimated fair value. The current Return-on-Tangible-Equity is 14.83%, which is near median its 10-year median of 13.70 and 31.1% above the Banks industry median of 11.32. Coop Pank AS's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Coop Pank AS (OTSE:CPA1T), the current Return-on-Tangible-Equity is 14.83% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coop Pank AS (OTSE:CPA1T) Overvalued in 2026?
Based on GuruFocus' analysis, Coop Pank AS stock appears to be overvalued.
The current stock price of €2.29 is trading 3.4% above its estimated GF Value™ of €2.21.
GuruFocus considers Coop Pank AS to be Fairly Valued.
Key valuation signals for OTSE:CPA1T:
Return-on-Tangible-Equity: 14.83% (near median its 10-year median of 13.70)
GF Value™: €2.21 vs. price of €2.29 (3.4% above fair value)
Industry Position: 31.1% above the Banks median (#449 of 1522)
No single metric tells the full story. See the OTSE:CPA1T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coop Pank AS is a credit institution offering banking and financing services. The company provides corporate banking, retail banking, leasing, consumer financing, and Other segments. Its leasing and insurance brokerage segment provides leasing products and insurance brokerage services to both private and corporate customers, respectively; The consumer financing segment provides consumer loans and hire-purchase cards to private customers; Corporate banking (legal entities) and Retail banking (private individuals) segments, both segments offer money transferring products and loan products to customers. It generates revenue from the corporate banking segment, which earns from interest income from lending and commission fees from the settlement of payments and bank card transactions.
55GF Score
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