Coop Pank AS (OTSE:CPA1T) OCF Margin %: 26.32% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OTSE:CPA1T Coop Pank AS OTSE:CPA1T
55 GF Score
Price €2.28
GF Value €2.22
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Coop Pank AS OCF Margin %?

Coop Pank AS OTSE:CPA1T +0.44% 55 OCF Margin % is 26.32% as of Jun. 2026. GuruFocus rates OTSE:CPA1T with a GF Score™ of 55/100 and a GF Value™ of €2.22 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,500 Banks companies, Coop Pank AS ranks better than 93.4% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Coop Pank AS's Cash Flow from Operations for the three months ended in Jun. 2026 was €5.80 Mil. Coop Pank AS's Revenue for the three months ended in Jun. 2026 was €22.05 Mil. Therefore, Coop Pank AS's OCF Margin % for the quarter that ended in Jun. 2026 was 26.32%.

As of today, Coop Pank AS's current OCF Yield % is 70.12%.

The historical rank and industry rank for Coop Pank AS's OCF Margin % or its related term are showing as below:

OTSE:CPA1T' s OCF Margin % Range Over the Past 10 Years
Min: -118.84   Med: -41.91   Max: 172.29
Current: 198.69


During the past 10 years, the highest OCF Margin % of Coop Pank AS was 172.29%. The lowest was -118.84%. And the median was -41.91%.

OTSE:CPA1T's OCF Margin % is ranked better than
93.4% of 1500 companies
in the Banks industry
Industry Median: 29.19 vs OTSE:CPA1T: 198.69


Coop Pank AS OCF Margin % Related Terms


Coop Pank AS OCF Margin % Historical Data

* Premium members only.

The historical data trend for Coop Pank AS's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coop Pank AS OCF Margin % Chart

Coop Pank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 172.29 161.91 92.06 -101.08 -82.83

Coop Pank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,026.85 336.04 404.15 45.56 26.32

OTSE:CPA1T vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, Coop Pank AS's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coop Pank AS OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Coop Pank AS's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Coop Pank AS's OCF Margin % falls into.


OTSE:CPA1T
55GF Score
Coop Pank AS OTSE:CPA1T
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Coop Pank AS OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Coop Pank AS's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-65.733/79.356
=-82.83 %

Coop Pank AS's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=5.804/22.049
=26.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 26.32% mean?
Coop Pank AS (OTSE:CPA1T) has a OCF Margin % of 26.32% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Coop Pank AS and its competitors. According to the industry distribution chart, Coop Pank AS ranks #99 out of 1500 companies in the Banks industry, placing it in the top 6.6%.
Is Coop Pank AS's OCF Margin % too high?
Coop Pank AS's current OCF Margin % is 26.32%. The Banks industry median OCF Margin % is 29.19. Coop Pank AS's value of 26.32% is 9.8% below this industry median. Based on the distribution chart, Coop Pank AS ranks #99 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Coop Pank AS has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coop Pank AS's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Coop Pank AS ranks #99 out of 1500 companies for OCF Margin %. This places Coop Pank AS in the top 7% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.19. Coop Pank AS's value of 26.32% is 9.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.19, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coop Pank AS's current OCF Margin % of 26.32% is 9.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Coop Pank AS and its competitors. For the Banks industry, the median OCF Margin % is 29.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coop Pank AS's current OCF Margin % is 26.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coop Pank AS stock overvalued right now?
Based on GuruFocus' analysis, Coop Pank AS (OTSE:CPA1T) is currently considered Fairly Valued. The stock's GF Value™ is €2.22, compared to a current price of €2.28 — trading 2.7% above its estimated fair value. The current OCF Margin % is 26.32% and 9.8% below the Banks industry median of 29.19. Coop Pank AS's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Coop Pank AS (OTSE:CPA1T), the current OCF Margin % is 26.32% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coop Pank AS (OTSE:CPA1T) Overvalued in 2026?

Based on GuruFocus' analysis, Coop Pank AS stock appears to be overvalued. The current stock price of €2.28 is trading 2.7% above its estimated GF Value™ of €2.22. GuruFocus considers Coop Pank AS to be Fairly Valued.

Key valuation signals for OTSE:CPA1T:

  • OCF Margin %: 26.32%
  • GF Value™: €2.22 vs. price of €2.28 (2.7% above fair value)
  • GF Score™: 55/100 with 6 warning signs
  • Industry Position: 9.8% below the Banks median (#99 of 1500)

No single metric tells the full story. See the OTSE:CPA1T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coop Pank AS Business Description

Address Maakri 30, Tallinn, EST, 15014
Coop Pank AS is a credit institution offering banking and financing services. The company provides corporate banking, retail banking, leasing, consumer financing, and Other segments. Its leasing and insurance brokerage segment provides leasing products and insurance brokerage services to both private and corporate customers, respectively; The consumer financing segment provides consumer loans and hire-purchase cards to private customers; Corporate banking (legal entities) and Retail banking (private individuals) segments, both segments offer money transferring products and loan products to customers. It generates revenue from the corporate banking segment, which earns from interest income from lending and commission fees from the settlement of payments and bank card transactions.
55GF Score

Get the complete analysis for OTSE:CPA1T

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.28
Price
€2.22
GF Value