Coop Pank AS (OTSE:CPA1T) ROE % Adjusted to Book Value: 14.06% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OTSE:CPA1T Coop Pank AS OTSE:CPA1T
55 GF Score
Price €2.28
GF Value €2.22
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Coop Pank AS ROE % Adjusted to Book Value?

Coop Pank AS OTSE:CPA1T +0.44% 55 ROE % Adjusted to Book Value is 14.06% as of Jun. 2026. GuruFocus rates OTSE:CPA1T with a GF Score™ of 55/100 and a GF Value™ of €2.22 (Fairly Valued). The stock has 6 warning signs investors should review.

Coop Pank AS's ROE % for the quarter that ended in Jun. 2026 was 13.50%. Coop Pank AS's PB Ratio for the quarter that ended in Jun. 2026 was 0.96. Coop Pank AS's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 14.06%.


Coop Pank AS ROE % Adjusted to Book Value Related Terms


Coop Pank AS ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Coop Pank AS's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Coop Pank AS ROE % Adjusted to Book Value Chart

Coop Pank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.27 9.34 18.01 17.04 13.85

Coop Pank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.60 14.16 13.39 14.52 14.06

OTSE:CPA1T vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Coop Pank AS's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Coop Pank AS ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Coop Pank AS's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Coop Pank AS's ROE % Adjusted to Book Value falls into.


OTSE:CPA1T
55GF Score
Coop Pank AS OTSE:CPA1T
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Coop Pank AS ROE % Adjusted to Book Value Calculation

Coop Pank AS's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.88% / 0.93
=13.85%

Coop Pank AS's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.50% / 0.96
=14.06%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.06% mean?
Coop Pank AS (OTSE:CPA1T) has a ROE % Adjusted to Book Value of 14.06% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Coop Pank AS and its competitors.
Is Coop Pank AS's ROE % Adjusted to Book Value too high?
Coop Pank AS's current ROE % Adjusted to Book Value is 14.06%. Overall, Coop Pank AS has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Coop Pank AS's ROE % Adjusted to Book Value compare to PNC and USB?
Coop Pank AS's ROE % Adjusted to Book Value of 14.06% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Coop Pank AS and its competitors. Coop Pank AS's current ROE % Adjusted to Book Value is 14.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coop Pank AS stock overvalued right now?
Based on GuruFocus' analysis, Coop Pank AS (OTSE:CPA1T) is currently considered Fairly Valued. The stock's GF Value™ is €2.22, compared to a current price of €2.28 — trading 2.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 14.06%. Coop Pank AS's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Coop Pank AS (OTSE:CPA1T), the current ROE % Adjusted to Book Value is 14.06% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Coop Pank AS (OTSE:CPA1T) Overvalued in 2026?

Based on GuruFocus' analysis, Coop Pank AS stock appears to be overvalued. The current stock price of €2.28 is trading 2.7% above its estimated GF Value™ of €2.22. GuruFocus considers Coop Pank AS to be Fairly Valued.

Key valuation signals for OTSE:CPA1T:

  • ROE % Adjusted to Book Value: 14.06%
  • GF Value™: €2.22 vs. price of €2.28 (2.7% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the OTSE:CPA1T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Coop Pank AS Business Description

Address Maakri 30, Tallinn, EST, 15014
Coop Pank AS is a credit institution offering banking and financing services. The company provides corporate banking, retail banking, leasing, consumer financing, and Other segments. Its leasing and insurance brokerage segment provides leasing products and insurance brokerage services to both private and corporate customers, respectively; The consumer financing segment provides consumer loans and hire-purchase cards to private customers; Corporate banking (legal entities) and Retail banking (private individuals) segments, both segments offer money transferring products and loan products to customers. It generates revenue from the corporate banking segment, which earns from interest income from lending and commission fees from the settlement of payments and bank card transactions.
55GF Score

Get the complete analysis for OTSE:CPA1T

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.28
Price
€2.22
GF Value