Libord FinanceBOM:511593 -2.49%60 Gross Margin % is 18.29% as of Mar. 2026, which is 74% below its 10-year median of 69.61. GuruFocus rates BOM:511593 with a GF Score™ of 60/100 and a GF Value™ of ₹17.00 (Fairly Valued). The stock has 1 warning sign investors should review. Among 387 Credit Services companies, Libord Finance ranks worse than 76.23% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Libord Finance had a gross margin of 18.29% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Libord Finance Gross Margin % Related Terms
Libord Finance Gross Margin % Historical Data
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The historical data trend for Libord Finance's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511593 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Libord Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Libord Finance Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Libord Finance's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Libord Finance's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Libord Finance (BOM:511593) has a Gross Margin % of 18.29% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Libord Finance and its competitors. This is 74% below median its historical median of 69.61. According to the industry distribution chart, Libord Finance ranks #295 out of 387 companies in the Credit Services industry, placing it in the top 76.2%.
Is Libord Finance's Gross Margin % too high?
Libord Finance's current Gross Margin % of 18.29% is 74% below median its 10-year median of 69.61. The Credit Services industry median Gross Margin % is 51.88. Libord Finance's value of 18.29% is 64.7% below this industry median. Based on the distribution chart, Libord Finance ranks #295 out of 387 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Libord Finance has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Libord Finance's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Libord Finance ranks #295 out of 387 companies for Gross Margin %. This places Libord Finance in the lower half of its industry. The industry median Gross Margin % is 51.88. Libord Finance's value of 18.29% is 64.7% below this benchmark. While the company's 10-year median is 69.61 vs. the industry median of 51.88, Libord Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.88, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Libord Finance's current Gross Margin % of 18.29% is 64.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Libord Finance and its competitors. For the Credit Services industry, the median Gross Margin % is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Libord Finance's current Gross Margin % is 18.29%, which is 74% below median its own 10-year median of 69.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libord Finance stock overvalued right now?
Based on GuruFocus' analysis, Libord Finance (BOM:511593) is currently considered Fairly Valued. The stock's GF Value™ is ₹17.00, compared to a current price of ₹16.48 — trading 3.1% below its estimated fair value. The current Gross Margin % is 18.29%, which is 74% below median its 10-year median of 69.61 and 64.7% below the Credit Services industry median of 51.88. Libord Finance's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Libord Finance (BOM:511593), the current Gross Margin % is 18.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Libord Finance (BOM:511593) Overvalued in 2026?
Based on GuruFocus' analysis, Libord Finance stock appears to be undervalued.
The current stock price of ₹16.48 is trading 3.1% below its estimated GF Value™ of ₹17.00.
GuruFocus considers Libord Finance to be Fairly Valued.
Key valuation signals for BOM:511593:
Gross Margin %: 18.29% (74% below median its 10-year median of 69.61)
GF Value™: ₹17.00 vs. price of ₹16.48 (3.1% below fair value)
Industry Position: 64.7% below the Credit Services median (#295 of 387)
No single metric tells the full story. See the BOM:511593 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Libord Finance Ltd is engaged in providing various financial services. The company engaged in the business of Financial Services, Working Capital Loans, Project Finance, Syndication of Loans, Corporate Advisory, Financial Consultancy etc. The company derives the majority of its revenue from Interest Income. The company also generates revenue from Dividend Income and Income from the Sale of Securities. Geographically, the company operates in the Indian market region.
60GF Score
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