Libord Finance (BOM:511593) PE Ratio: 43.40 (As of Jul. 22, 2026) — 112% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511593 Libord Finance Ltd BOM:511593
59 GF Score
Price ₹17.36
GF Value ₹17.08
Valuation Fairly Valued
! 1 Warning Sign
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What is Libord Finance PE Ratio?

Libord Finance BOM:511593 -3.56% 59 PE Ratio is 43.40 as of Jul. 22, 2026, which is 112% above its 10-year median of 20.49. GuruFocus rates BOM:511593 with a GF Score™ of 59/100 and a GF Value™ of ₹17.08 (Fairly Valued). The stock has 1 warning sign investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-22), Libord Finance's share price is ₹17.36. Libord Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.40. Therefore, Libord Finance's PE Ratio for today is 43.40.

During the past 13 years, Libord Finance's highest PE Ratio was 256.67. The lowest was 6.76. And the median was 20.49.

Libord Finance's EPS (Diluted) for the three months ended in Mar. 2026 was ₹-0.02. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.40.

As of today (2026-07-22), Libord Finance's share price is ₹17.36. Libord Finance's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.40. Therefore, Libord Finance's PE Ratio without NRI ratio for today is 43.40.

During the past 13 years, Libord Finance's highest PE Ratio without NRI was 1325.00. The lowest was 7.90. And the median was 22.05.

Libord Finance's EPS without NRI for the three months ended in Mar. 2026 was ₹-0.02. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.40.

During the past 13 years, Libord Finance's highest 3-Year average EPS without NRI Growth Rate was 72.30% per year. The lowest was -141.00% per year. And the median was -1.45% per year.

Libord Finance's EPS (Basic) for the three months ended in Mar. 2026 was ₹-0.02. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.40.

Back to Basics: PE Ratio


Libord Finance  (BOM:511593) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Libord Finance PE Ratio Related Terms


Libord Finance PE Ratio Historical Data

* Premium members only.

The historical data trend for Libord Finance's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Libord Finance PE Ratio Chart

Libord Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.60 107.20 71.85 At Loss 41.54

Libord Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only At Loss At Loss At Loss 56.88 41.54

BOM:511593 vs V, MA, AXP: PE Ratio Comparison

For the Credit Services subindustry, Libord Finance's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Libord Finance PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Libord Finance's PE Ratio distribution charts can be found below:

* The bar in red indicates where Libord Finance's PE Ratio falls into.


BOM:511593
59GF Score
Libord Finance Ltd BOM:511593
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Libord Finance PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Libord Finance's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=17.36/0.400
=43.4

Libord Finance's Share Price of today is ₹17.36.
Libord Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.40.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 43.40 mean?
Libord Finance (BOM:511593) has a PE Ratio of 43.40 as of Jul. 22, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Libord Finance and its competitors. This is 112% above median its historical median of 20.49. Over the past decade, Libord Finance's PE Ratio has ranged from 6.76 to 256.67.
Is Libord Finance's PE Ratio too high?
Libord Finance's current PE Ratio of 43.40 is 112% above median its 10-year median of 20.49. Over the past 10 years, this metric has ranged from a low of 6.76 to a high of 256.67. Overall, Libord Finance has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Libord Finance's PE Ratio compare to V and MA?
Libord Finance's PE Ratio of 43.40 can be compared against companies in the Credit Services industry. Historically, Libord Finance's own PE Ratio has ranged from 6.76 to 256.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Credit Services company?
A good PE Ratio depends on the Credit Services industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Libord Finance and its competitors. Libord Finance's current PE Ratio is 43.40, which is 112% above median its own 10-year median of 20.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libord Finance stock overvalued right now?
Based on GuruFocus' analysis, Libord Finance (BOM:511593) is currently considered Fairly Valued. The stock's GF Value™ is ₹17.08, compared to a current price of ₹17.36 — trading 1.6% above its estimated fair value. The current PE Ratio is 43.40, which is 112% above median its 10-year median of 20.49. Libord Finance's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Libord Finance (BOM:511593), the current PE Ratio is 43.40 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Libord Finance (BOM:511593) Overvalued in 2026?

Based on GuruFocus' analysis, Libord Finance stock appears to be overvalued. The current stock price of ₹17.36 is trading 1.6% above its estimated GF Value™ of ₹17.08. GuruFocus considers Libord Finance to be Fairly Valued.

Key valuation signals for BOM:511593:

  • PE Ratio: 43.40 (112% above median its 10-year median of 20.49)
  • GF Value™: ₹17.08 vs. price of ₹17.36 (1.6% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the BOM:511593 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Libord Finance Business Description

Address 300, Shahid Bhagat Singh Road, 104, M. K. Bhavan, Fort, Mumbai, MH, IND, 400001
Libord Finance Ltd is engaged in providing various financial services. The company engaged in the business of Financial Services, Working Capital Loans, Project Finance, Syndication of Loans, Corporate Advisory, Financial Consultancy etc. The company derives the majority of its revenue from Interest Income. The company also generates revenue from Dividend Income and Income from the Sale of Securities. Geographically, the company operates in the Indian market region.
59GF Score

Get the complete analysis for BOM:511593

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹17.36
Price
₹17.08
GF Value