Libord Finance (BOM:511593) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


BOM:511593 Libord Finance Ltd BOM:511593
60 GF Score
Price ₹16.90
GF Value ₹16.98
Valuation Fairly Valued
! 1 Warning Sign
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What is Libord Finance Interest Coverage?

Libord Finance BOM:511593 +3.24% 60 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates BOM:511593 with a GF Score™ of 60/100 and a GF Value™ of ₹16.98 (Fairly Valued). The stock has 1 warning sign investors should review. Among 164 Credit Services companies, Libord Finance ranks worse than 609755.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Libord Finance's Operating Income for the three months ended in Mar. 2026 was ₹-0.71 Mil. Libord Finance's Interest Expense for the three months ended in Mar. 2026 was ₹-0.06 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Libord Finance's Interest Coverage or its related term are showing as below:


BOM:511593's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 49.41
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Libord Finance  (BOM:511593) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Libord Finance Interest Coverage Related Terms


Libord Finance Interest Coverage Historical Data

* Premium members only.

The historical data trend for Libord Finance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Libord Finance Interest Coverage Chart

Libord Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Libord Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 20.85 0.00 0.00

BOM:511593 vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Libord Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Libord Finance Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Libord Finance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Libord Finance's Interest Coverage falls into.


BOM:511593
60GF Score
Libord Finance Ltd BOM:511593
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Libord Finance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Libord Finance's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Libord Finance's Interest Expense was ₹-0.36 Mil. Its Operating Income was ₹-1.46 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Libord Finance did not have earnings to cover the interest expense.

Libord Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Libord Finance's Interest Expense was ₹-0.06 Mil. Its Operating Income was ₹-0.71 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0.00 Mil.

Libord Finance did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Libord Finance (BOM:511593) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Libord Finance and its competitors. According to the industry distribution chart, Libord Finance ranks #999999 out of 164 companies in the Credit Services industry.
Is Libord Finance's Interest Coverage too high?
Libord Finance's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Libord Finance ranks #999999 out of 164 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Libord Finance has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Libord Finance's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Libord Finance ranks #999999 out of 164 companies for Interest Coverage. This places Libord Finance in the lower half of its industry. The industry median Interest Coverage is 49.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Libord Finance and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Libord Finance's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libord Finance stock overvalued right now?
Based on GuruFocus' analysis, Libord Finance (BOM:511593) is currently considered Fairly Valued. The stock's GF Value™ is ₹16.98, compared to a current price of ₹16.90 — trading 0.5% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Libord Finance's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Libord Finance (BOM:511593), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Libord Finance (BOM:511593) Overvalued in 2026?

Based on GuruFocus' analysis, Libord Finance stock appears to be undervalued. The current stock price of ₹16.90 is trading 0.5% below its estimated GF Value™ of ₹16.98. GuruFocus considers Libord Finance to be Fairly Valued.

Key valuation signals for BOM:511593:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ₹16.98 vs. price of ₹16.90 (0.5% below fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the BOM:511593 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Libord Finance Business Description

Address 300, Shahid Bhagat Singh Road, 104, M. K. Bhavan, Fort, Mumbai, MH, IND, 400001
Libord Finance Ltd is engaged in providing various financial services. The company engaged in the business of Financial Services, Working Capital Loans, Project Finance, Syndication of Loans, Corporate Advisory, Financial Consultancy etc. The company derives the majority of its revenue from Interest Income. The company also generates revenue from Dividend Income and Income from the Sale of Securities. Geographically, the company operates in the Indian market region.
60GF Score

Get the complete analysis for BOM:511593

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹16.90
Price
₹16.98
GF Value