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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Libord Finance's 3-Year RORE % for the quarter that ended in Mar. 2026 was 48.39%.
The industry rank for Libord Finance's 3-Year RORE % or its related term are showing as below:
BOM:511593's 3-Year RORE % is ranked better than 83.4% of 518
companies
in the Credit Services industry
Industry Median: 8.19
vs BOM:511593: 48.39
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Libord Finance 3-Year RORE % Related Terms
Libord Finance 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Libord Finance's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:511593 vs V, MA, AXP: 3-Year RORE % Comparison
For the Credit Services subindustry, Libord Finance's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Libord Finance 3-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Libord Finance's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Libord Finance's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Libord Finance (BOM:511593) has a 3-Year RORE % of 48.39 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Libord Finance and its competitors. According to the industry distribution chart, Libord Finance ranks #86 out of 518 companies in the Credit Services industry, placing it in the top 16.6%.
Is Libord Finance's 3-Year RORE % too high?
Libord Finance's current 3-Year RORE % is 48.39. The Credit Services industry median 3-Year RORE % is 8.19. Libord Finance's value of 48.39 is 490.8% above this industry median. Based on the distribution chart, Libord Finance ranks #86 out of 518 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Libord Finance has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Libord Finance's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Libord Finance ranks #86 out of 518 companies for 3-Year RORE %. This places Libord Finance in the top 17% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 8.19. Libord Finance's value of 48.39 is 490.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.19, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Libord Finance's current 3-Year RORE % of 48.39 is 490.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Libord Finance and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Libord Finance's current 3-Year RORE % is 48.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Libord Finance stock overvalued right now?
Based on GuruFocus' analysis, Libord Finance (BOM:511593) is currently considered Fairly Valued. The stock's GF Value™ is ₹17.08, compared to a current price of ₹18.00 — trading 5.4% above its estimated fair value. The current 3-Year RORE % is 48.39 and 490.8% above the Credit Services industry median of 8.19. Libord Finance's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Libord Finance (BOM:511593), the current 3-Year RORE % is 48.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Libord Finance (BOM:511593) Overvalued in 2026?
Based on GuruFocus' analysis, Libord Finance stock appears to be overvalued.
The current stock price of ₹18.00 is trading 5.4% above its estimated GF Value™ of ₹17.08.
GuruFocus considers Libord Finance to be Fairly Valued.
Key valuation signals for BOM:511593:
3-Year RORE %: 48.39
GF Value™: ₹17.08 vs. price of ₹18.00 (5.4% above fair value)
Industry Position: 490.8% above the Credit Services median (#86 of 518)
No single metric tells the full story. See the BOM:511593 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Libord Finance Ltd is engaged in providing various financial services. The company engaged in the business of Financial Services, Working Capital Loans, Project Finance, Syndication of Loans, Corporate Advisory, Financial Consultancy etc. The company derives the majority of its revenue from Interest Income. The company also generates revenue from Dividend Income and Income from the Sale of Securities. Geographically, the company operates in the Indian market region.
57GF Score
Get the complete analysis for BOM:511593
3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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