ALBIS Leasing AGFRA:ALG 68 Gross Margin % is 62.96% as of Dec. 2025, which is 35% above its 10-year median of 46.64. GuruFocus rates FRA:ALG with a GF Score™ of 68/100 and a GF Value™ of €2.57 (Fairly Valued). The stock has 6 warning signs investors should review. Among 387 Credit Services companies, ALBIS Leasing AG ranks better than 54.52% on this metric.
The historical rank and industry rank for ALBIS Leasing AG's Gross Margin % or its related term are showing as below:
FRA:ALG'
s Gross Margin % Range Over the Past 10 Years
Min: 14.02 Med: 46.64 Max: 61.25
Current: 56.2
During the past 13 years, the highestGross Margin % of ALBIS Leasing AG was 61.25%. The lowest was 14.02%. And the median was 46.64%.
FRA:ALG's Gross Margin % is ranked better than 54.52% of 387
companies
in the Credit Services industry
Industry Median: 51.88
vs FRA:ALG: 56.20
ALBIS Leasing AG had a gross margin of 62.96% for the quarter that ended in Dec. 2025 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for ALBIS Leasing AG was 0.90% per year.
ALBIS Leasing AG (FRA:ALG) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
ALBIS Leasing AG had a gross margin of 62.96% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
ALBIS Leasing AG Gross Margin % Related Terms
ALBIS Leasing AG Gross Margin % Historical Data
* Premium members only.
The historical data trend for ALBIS Leasing AG's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ALBIS Leasing AG's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ALBIS Leasing AG Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ALBIS Leasing AG's Gross Margin % distribution charts can be found below:
* The bar in red indicates where ALBIS Leasing AG's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
ALBIS Leasing AG (FRA:ALG) has a Gross Margin % of 62.96% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on ALBIS Leasing AG and its competitors. This is 35% above median its historical median of 46.64. Over the past decade, ALBIS Leasing AG's Gross Margin % has ranged from 14.02 to 61.25. According to the industry distribution chart, ALBIS Leasing AG ranks #176 out of 387 companies in the Credit Services industry, placing it in the top 45.5%.
Is ALBIS Leasing AG's Gross Margin % too high?
ALBIS Leasing AG's current Gross Margin % of 62.96% is 35% above median its 10-year median of 46.64. Over the past 10 years, this metric has ranged from a low of 14.02 to a high of 61.25. The Credit Services industry median Gross Margin % is 51.88. ALBIS Leasing AG's value of 62.96% is 21.4% above this industry median. Based on the distribution chart, ALBIS Leasing AG ranks #176 out of 387 companies in the Credit Services industry, which is above the industry midpoint. Overall, ALBIS Leasing AG has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ALBIS Leasing AG's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, ALBIS Leasing AG ranks #176 out of 387 companies for Gross Margin %. This puts ALBIS Leasing AG in the upper half of its industry. The industry median Gross Margin % is 51.88. ALBIS Leasing AG's value of 62.96% is 21.4% above this benchmark. Historically, ALBIS Leasing AG's own Gross Margin % has ranged from 14.02 to 61.25 over the past decade. While the company's 10-year median is 46.64 vs. the industry median of 51.88, ALBIS Leasing AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.88, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ALBIS Leasing AG's current Gross Margin % of 62.96% is 21.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on ALBIS Leasing AG and its competitors. For the Credit Services industry, the median Gross Margin % is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ALBIS Leasing AG's current Gross Margin % is 62.96%, which is 35% above median its own 10-year median of 46.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALBIS Leasing AG stock overvalued right now?
Based on GuruFocus' analysis, ALBIS Leasing AG (FRA:ALG) is currently considered Fairly Valued. The stock's GF Value™ is €2.57, compared to a current price of €2.82 — trading 9.7% above its estimated fair value. The current Gross Margin % is 62.96%, which is 35% above median its 10-year median of 46.64 and 21.4% above the Credit Services industry median of 51.88. ALBIS Leasing AG's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For ALBIS Leasing AG (FRA:ALG), the current Gross Margin % is 62.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ALBIS Leasing AG (FRA:ALG) Overvalued in 2026?
Based on GuruFocus' analysis, ALBIS Leasing AG stock appears to be overvalued.
The current stock price of €2.82 is trading 9.7% above its estimated GF Value™ of €2.57.
GuruFocus considers ALBIS Leasing AG to be Fairly Valued.
Key valuation signals for FRA:ALG:
Gross Margin %: 62.96% (35% above median its 10-year median of 46.64)
GF Value™: €2.57 vs. price of €2.82 (9.7% above fair value)
Industry Position: 21.4% above the Credit Services median (#176 of 387)
No single metric tells the full story. See the FRA:ALG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ALBIS Leasing AG is in the lease financing services for renewable energy products, forestry, park, and garden equipment; photo and media technology products; catering and food service equipment; crafts equipment; information technology products.
68GF Score
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