Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ALBIS Leasing AGFRA:ALG 61 ROC (Joel Greenblatt) % is 9.02% as of Dec. 2025, which is 58% above its 10-year median of 5.71. GuruFocus rates FRA:ALG with a GF Score™ of 61/100 and a GF Value™ of €2.56 (Fairly Valued). The stock has 6 warning signs investors should review. Among 414 Credit Services companies, ALBIS Leasing AG ranks worse than 63.04% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. ALBIS Leasing AG's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 9.02%.
The historical rank and industry rank for ALBIS Leasing AG's ROC (Joel Greenblatt) % or its related term are showing as below:
FRA:ALG'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 0.65 Med: 5.71 Max: 8.91
Current: 8.58
During the past 13 years, ALBIS Leasing AG's highest ROC (Joel Greenblatt) % was 8.91%. The lowest was 0.65%. And the median was 5.71%.
FRA:ALG's ROC (Joel Greenblatt) % is ranked worse than 63.04% of 414
companies
in the Credit Services industry
Industry Median: 38.59
vs FRA:ALG: 8.58
ALBIS Leasing AG's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 33.90% per year.
ALBIS Leasing AG (FRA:ALG) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
ALBIS Leasing AG ROC (Joel Greenblatt) % Related Terms
ALBIS Leasing AG ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for ALBIS Leasing AG's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:ALG vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, ALBIS Leasing AG's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ALBIS Leasing AG ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ALBIS Leasing AG's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where ALBIS Leasing AG's ROC (Joel Greenblatt) % falls into.
ALBIS Leasing AG ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 9.02% mean?
ALBIS Leasing AG (FRA:ALG) has a ROC (Joel Greenblatt) % of 9.02% as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on ALBIS Leasing AG and its competitors. This is 58% above median its historical median of 5.71. Over the past decade, ALBIS Leasing AG's ROC (Joel Greenblatt) % has ranged from 0.65 to 8.91. According to the industry distribution chart, ALBIS Leasing AG ranks #261 out of 414 companies in the Credit Services industry, placing it in the top 63%.
Is ALBIS Leasing AG's ROC (Joel Greenblatt) % too high?
ALBIS Leasing AG's current ROC (Joel Greenblatt) % of 9.02% is 58% above median its 10-year median of 5.71. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 8.91. The Credit Services industry median ROC (Joel Greenblatt) % is 38.59. ALBIS Leasing AG's value of 9.02% is 76.6% below this industry median. Based on the distribution chart, ALBIS Leasing AG ranks #261 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, ALBIS Leasing AG has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ALBIS Leasing AG's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, ALBIS Leasing AG ranks #261 out of 414 companies for ROC (Joel Greenblatt) %. This places ALBIS Leasing AG in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.59. ALBIS Leasing AG's value of 9.02% is 76.6% below this benchmark. Historically, ALBIS Leasing AG's own ROC (Joel Greenblatt) % has ranged from 0.65 to 8.91 over the past decade. While the company's 10-year median is 5.71 vs. the industry median of 38.59, ALBIS Leasing AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ALBIS Leasing AG's current ROC (Joel Greenblatt) % of 9.02% is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on ALBIS Leasing AG and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ALBIS Leasing AG's current ROC (Joel Greenblatt) % is 9.02%, which is 58% above median its own 10-year median of 5.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALBIS Leasing AG stock overvalued right now?
Based on GuruFocus' analysis, ALBIS Leasing AG (FRA:ALG) is currently considered Fairly Valued. The stock's GF Value™ is €2.56, compared to a current price of €2.74 — trading 7% above its estimated fair value. The current ROC (Joel Greenblatt) % is 9.02%, which is 58% above median its 10-year median of 5.71 and 76.6% below the Credit Services industry median of 38.59. ALBIS Leasing AG's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For ALBIS Leasing AG (FRA:ALG), the current ROC (Joel Greenblatt) % is 9.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ALBIS Leasing AG (FRA:ALG) Overvalued in 2026?
Based on GuruFocus' analysis, ALBIS Leasing AG stock appears to be overvalued.
The current stock price of €2.74 is trading 7% above its estimated GF Value™ of €2.56.
GuruFocus considers ALBIS Leasing AG to be Fairly Valued.
Key valuation signals for FRA:ALG:
ROC (Joel Greenblatt) %: 9.02% (58% above median its 10-year median of 5.71)
GF Value™: €2.56 vs. price of €2.74 (7% above fair value)
Industry Position: 76.6% below the Credit Services median (#261 of 414)
No single metric tells the full story. See the FRA:ALG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ALBIS Leasing AG is in the lease financing services for renewable energy products, forestry, park, and garden equipment; photo and media technology products; catering and food service equipment; crafts equipment; information technology products.
61GF Score
Get the complete analysis for FRA:ALG
ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:ALG has been successfully added to your 
