ALBIS Leasing AGFRA:ALG 65 Interest Coverage is 25.16 as of Dec. 2025, which is 957% above its 10-year median of 2.38. GuruFocus rates FRA:ALG with a GF Score™ of 65/100 and a GF Value™ of €2.57 (Fairly Valued). The stock has 6 warning signs investors should review. Among 163 Credit Services companies, ALBIS Leasing AG ranks worse than 55.83% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. ALBIS Leasing AG's
Operating Income
for the
six
months ended in Dec. 2025 was €3.07 Mil. ALBIS Leasing AG's Interest Expense for the
six
months ended in Dec. 2025 was €-0.12 Mil.
ALBIS Leasing AG's interest coverage for the quarter that ended in Dec. 2025 was 25.16.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for ALBIS Leasing AG's Interest Coverage or its related term are showing as below:
FRA:ALG'
s Interest Coverage Range Over the Past 10 Years
Min: 0.73 Med: 2.38 Max: 46.26
Current: 27.51
FRA:ALG's Interest Coverage is ranked worse than 55.83% of 163
companies
in the Credit Services industry
Industry Median: 47.86
vs FRA:ALG: 27.51
ALBIS Leasing AG (FRA:ALG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
ALBIS Leasing AG Interest Coverage Related Terms
ALBIS Leasing AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for ALBIS Leasing AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:ALG vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, ALBIS Leasing AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ALBIS Leasing AG Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ALBIS Leasing AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where ALBIS Leasing AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ALBIS Leasing AG (FRA:ALG) has a Interest Coverage of 25.16 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ALBIS Leasing AG and its competitors. This is 957% above median its historical median of 2.38. Over the past decade, ALBIS Leasing AG's Interest Coverage has ranged from 0.73 to 46.26. According to the industry distribution chart, ALBIS Leasing AG ranks #91 out of 163 companies in the Credit Services industry, placing it in the top 55.8%.
Is ALBIS Leasing AG's Interest Coverage too high?
ALBIS Leasing AG's current Interest Coverage of 25.16 is 957% above median its 10-year median of 2.38. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 46.26. The Credit Services industry median Interest Coverage is 47.86. ALBIS Leasing AG's value of 25.16 is 47.4% below this industry median. Based on the distribution chart, ALBIS Leasing AG ranks #91 out of 163 companies in the Credit Services industry, which is below the industry midpoint. Overall, ALBIS Leasing AG has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ALBIS Leasing AG's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, ALBIS Leasing AG ranks #91 out of 163 companies for Interest Coverage. This places ALBIS Leasing AG in the lower half of its industry. The industry median Interest Coverage is 47.86. ALBIS Leasing AG's value of 25.16 is 47.4% below this benchmark. Historically, ALBIS Leasing AG's own Interest Coverage has ranged from 0.73 to 46.26 over the past decade. While the company's 10-year median is 2.38 vs. the industry median of 47.86, ALBIS Leasing AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 47.86, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ALBIS Leasing AG's current Interest Coverage of 25.16 is 47.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ALBIS Leasing AG and its competitors. For the Credit Services industry, the median Interest Coverage is 47.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ALBIS Leasing AG's current Interest Coverage is 25.16, which is 957% above median its own 10-year median of 2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ALBIS Leasing AG stock overvalued right now?
Based on GuruFocus' analysis, ALBIS Leasing AG (FRA:ALG) is currently considered Fairly Valued. The stock's GF Value™ is €2.57, compared to a current price of €2.82 — trading 9.7% above its estimated fair value. The current Interest Coverage is 25.16, which is 957% above median its 10-year median of 2.38 and 47.4% below the Credit Services industry median of 47.86. ALBIS Leasing AG's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ALBIS Leasing AG (FRA:ALG), the current Interest Coverage is 25.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ALBIS Leasing AG (FRA:ALG) Overvalued in 2026?
Based on GuruFocus' analysis, ALBIS Leasing AG stock appears to be overvalued.
The current stock price of €2.82 is trading 9.7% above its estimated GF Value™ of €2.57.
GuruFocus considers ALBIS Leasing AG to be Fairly Valued.
Key valuation signals for FRA:ALG:
Interest Coverage: 25.16 (957% above median its 10-year median of 2.38)
GF Value™: €2.57 vs. price of €2.82 (9.7% above fair value)
Industry Position: 47.4% below the Credit Services median (#91 of 163)
No single metric tells the full story. See the FRA:ALG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ALBIS Leasing AG is in the lease financing services for renewable energy products, forestry, park, and garden equipment; photo and media technology products; catering and food service equipment; crafts equipment; information technology products.
65GF Score
Get the complete analysis for FRA:ALG
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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