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N.B.I. Industrial Finance Co (NSE:NBIFIN) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
N.B.I. Industrial Finance Co had a gross margin of 29.52% for the quarter that ended in Mar. 2026 => Competition eroding margins
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
N.B.I. Industrial Finance Co Gross Margin % Related Terms
N.B.I. Industrial Finance Co Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:NBIFIN vs MS, GS, SCHW: Gross Margin % Comparison
For the Capital Markets subindustry, N.B.I. Industrial Finance Co's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N.B.I. Industrial Finance Co Gross Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, N.B.I. Industrial Finance Co's Gross Margin % distribution charts can be found below:
* The bar in red indicates where N.B.I. Industrial Finance Co's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
N.B.I. Industrial Finance Co (NSE:NBIFIN) has a Gross Margin % of 29.52% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on N.B.I. Industrial Finance Co and its competitors. This is 66% below median its historical median of 87.58. Over the past decade, N.B.I. Industrial Finance Co's Gross Margin % has ranged from 55.45 to 99.56. According to the industry distribution chart, N.B.I. Industrial Finance Co ranks #83 out of 618 companies in the Capital Markets industry, placing it in the top 13.4%.
Is N.B.I. Industrial Finance Co's Gross Margin % too high?
N.B.I. Industrial Finance Co's current Gross Margin % of 29.52% is 66% below median its 10-year median of 87.58. Over the past 10 years, this metric has ranged from a low of 55.45 to a high of 99.56. The Capital Markets industry median Gross Margin % is 49.87. N.B.I. Industrial Finance Co's value of 29.52% is 40.8% below this industry median. Based on the distribution chart, N.B.I. Industrial Finance Co ranks #83 out of 618 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, N.B.I. Industrial Finance Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N.B.I. Industrial Finance Co's Gross Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, N.B.I. Industrial Finance Co ranks #83 out of 618 companies for Gross Margin %. This places N.B.I. Industrial Finance Co in the top 13% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 49.87. N.B.I. Industrial Finance Co's value of 29.52% is 40.8% below this benchmark. Historically, N.B.I. Industrial Finance Co's own Gross Margin % has ranged from 55.45 to 99.56 over the past decade. While the company's 10-year median is 87.58 vs. the industry median of 49.87, N.B.I. Industrial Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Capital Markets company?
The median Gross Margin % among Capital Markets companies is 49.87, based on 618 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.B.I. Industrial Finance Co's current Gross Margin % of 29.52% is 40.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on N.B.I. Industrial Finance Co and its competitors. For the Capital Markets industry, the median Gross Margin % is 49.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.B.I. Industrial Finance Co's current Gross Margin % is 29.52%, which is 66% below median its own 10-year median of 87.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.B.I. Industrial Finance Co stock overvalued right now?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co (NSE:NBIFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,739.17, compared to a current price of ₹2,260.10 — trading 17.5% below its estimated fair value. The current Gross Margin % is 29.52%, which is 66% below median its 10-year median of 87.58 and 40.8% below the Capital Markets industry median of 49.87. N.B.I. Industrial Finance Co's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For N.B.I. Industrial Finance Co (NSE:NBIFIN), the current Gross Margin % is 29.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N.B.I. Industrial Finance Co (NSE:NBIFIN) Overvalued in 2026?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co stock appears to be undervalued.
The current stock price of ₹2,260.10 is trading 17.5% below its estimated GF Value™ of ₹2,739.17.
GuruFocus considers N.B.I. Industrial Finance Co to be Modestly Undervalued.
Key valuation signals for NSE:NBIFIN:
Gross Margin %: 29.52% (66% below median its 10-year median of 87.58)
GF Value™: ₹2,739.17 vs. price of ₹2,260.10 (17.5% below fair value)
Industry Position: 40.8% below the Capital Markets median (#83 of 618)
No single metric tells the full story. See the NSE:NBIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N.B.I. Industrial Finance Co Ltd is a non-banking financial company also engaged in financial activities in India. It invests in securities and shares of listed companies.
88GF Score
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