N.B.I. Industrial Finance CoNSE:NBIFIN +19.76%86 Interest Coverage is 3,638.00 as of Mar. 2026, which is 64% below its 10-year median of 10,000.00. GuruFocus rates NSE:NBIFIN with a GF Score™ of 86/100 and a GF Value™ of ₹2,736.39 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 431 Capital Markets companies, N.B.I. Industrial Finance Co ranks better than 99.77% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. N.B.I. Industrial Finance Co's
Operating Income
for the
three
months ended in Mar. 2026 was ₹3.6 Mil. N.B.I. Industrial Finance Co's Interest Expense for the
three
months ended in Mar. 2026 was ₹-0.0 Mil.
N.B.I. Industrial Finance Co's interest coverage for the quarter that ended in Mar. 2026 was 3,638.00.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
N.B.I. Industrial Finance Co Ltd has no debt.
The historical rank and industry rank for N.B.I. Industrial Finance Co's Interest Coverage or its related term are showing as below:
NSE:NBIFIN'
s Interest Coverage Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: 166962
Current: 166962
NSE:NBIFIN's Interest Coverage is ranked better than 99.77% of 431
companies
in the Capital Markets industry
Industry Median: 20.17
vs NSE:NBIFIN: 166962.00
N.B.I. Industrial Finance Co (NSE:NBIFIN) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
N.B.I. Industrial Finance Co Interest Coverage Related Terms
N.B.I. Industrial Finance Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
N.B.I. Industrial Finance Co Interest Coverage Chart
NSE:NBIFIN vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, N.B.I. Industrial Finance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N.B.I. Industrial Finance Co Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, N.B.I. Industrial Finance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where N.B.I. Industrial Finance Co's Interest Coverage falls into.
N.B.I. Industrial Finance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N.B.I. Industrial Finance Co (NSE:NBIFIN) has a Interest Coverage of 3,638.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on N.B.I. Industrial Finance Co and its competitors. This is 64% below median its historical median of 10,000.00. Over the past decade, N.B.I. Industrial Finance Co's Interest Coverage has ranged from 10,000.00 to 166,962.00. According to the industry distribution chart, N.B.I. Industrial Finance Co ranks #1 out of 431 companies in the Capital Markets industry, placing it in the top 0.2%.
Is N.B.I. Industrial Finance Co's Interest Coverage too high?
N.B.I. Industrial Finance Co's current Interest Coverage of 3,638.00 is 64% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 166,962.00. The Capital Markets industry median Interest Coverage is 20.17. N.B.I. Industrial Finance Co's value of 3,638.00 is 17936.7% above this industry median. Based on the distribution chart, N.B.I. Industrial Finance Co ranks #1 out of 431 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, N.B.I. Industrial Finance Co has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N.B.I. Industrial Finance Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, N.B.I. Industrial Finance Co ranks #1 out of 431 companies for Interest Coverage. This places N.B.I. Industrial Finance Co in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 20.17. N.B.I. Industrial Finance Co's value of 3,638.00 is 17936.7% above this benchmark. Historically, N.B.I. Industrial Finance Co's own Interest Coverage has ranged from 10,000.00 to 166,962.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 20.17, N.B.I. Industrial Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.B.I. Industrial Finance Co's current Interest Coverage of 3,638.00 is 17936.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on N.B.I. Industrial Finance Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.B.I. Industrial Finance Co's current Interest Coverage is 3,638.00, which is 64% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.B.I. Industrial Finance Co stock overvalued right now?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co (NSE:NBIFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,736.39, compared to a current price of ₹2,301.40 — trading 15.9% below its estimated fair value. The current Interest Coverage is 3,638.00, which is 64% below median its 10-year median of 10,000.00 and 17936.7% above the Capital Markets industry median of 20.17. N.B.I. Industrial Finance Co's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For N.B.I. Industrial Finance Co (NSE:NBIFIN), the current Interest Coverage is 3,638.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N.B.I. Industrial Finance Co (NSE:NBIFIN) Overvalued in 2026?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co stock appears to be undervalued.
The current stock price of ₹2,301.40 is trading 15.9% below its estimated GF Value™ of ₹2,736.39.
GuruFocus considers N.B.I. Industrial Finance Co to be Modestly Undervalued.
Key valuation signals for NSE:NBIFIN:
Interest Coverage: 3,638.00 (64% below median its 10-year median of 10,000.00)
GF Value™: ₹2,736.39 vs. price of ₹2,301.40 (15.9% below fair value)
Industry Position: 17936.7% above the Capital Markets median (#1 of 431)
No single metric tells the full story. See the NSE:NBIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N.B.I. Industrial Finance Co Ltd is a non-banking financial company also engaged in financial activities in India. It invests in securities and shares of listed companies.
86GF Score
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