N.B.I. Industrial Finance Co (NSE:NBIFIN) Quick Ratio: 107.99 (As of Mar. 2026) — 16% Below Median


NSE:NBIFIN N.B.I. Industrial Finance Co Ltd NSE:NBIFIN
88 GF Score
Price ₹2,301.40
GF Value ₹2,736.39
Valuation Modestly Undervalued
! 1 Warning Sign
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What is N.B.I. Industrial Finance Co Quick Ratio?

N.B.I. Industrial Finance Co NSE:NBIFIN +19.76% 88 Quick Ratio is 107.99 as of Mar. 2026, which is 16% below its 10-year median of 127.85. GuruFocus rates NSE:NBIFIN with a GF Score™ of 88/100 and a GF Value™ of ₹2,736.39 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 687 Capital Markets companies, N.B.I. Industrial Finance Co ranks better than 93.89% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. N.B.I. Industrial Finance Co's quick ratio for the quarter that ended in Mar. 2026 was 107.99.

N.B.I. Industrial Finance Co has a quick ratio of 107.99. It generally indicates good short-term financial strength.

The historical rank and industry rank for N.B.I. Industrial Finance Co's Quick Ratio or its related term are showing as below:

NSE:NBIFIN' s Quick Ratio Range Over the Past 10 Years
Min: 8.81   Med: 127.85   Max: 55941.79
Current: 107.99

During the past 13 years, N.B.I. Industrial Finance Co's highest Quick Ratio was 55941.79. The lowest was 8.81. And the median was 127.85.

NSE:NBIFIN's Quick Ratio is ranked better than
93.89% of 687 companies
in the Capital Markets industry
Industry Median: 2.09 vs NSE:NBIFIN: 107.99

N.B.I. Industrial Finance Co  (NSE:NBIFIN) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


N.B.I. Industrial Finance Co Quick Ratio Related Terms


N.B.I. Industrial Finance Co Quick Ratio Historical Data

* Premium members only.

The historical data trend for N.B.I. Industrial Finance Co's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

N.B.I. Industrial Finance Co Quick Ratio Chart

N.B.I. Industrial Finance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.07 8.81 147.71 9.60 107.99

N.B.I. Industrial Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.60 0.00 0.73 0.00 107.99

NSE:NBIFIN vs MS, GS, SCHW: Quick Ratio Comparison

For the Capital Markets subindustry, N.B.I. Industrial Finance Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


N.B.I. Industrial Finance Co Quick Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, N.B.I. Industrial Finance Co's Quick Ratio distribution charts can be found below:

* The bar in red indicates where N.B.I. Industrial Finance Co's Quick Ratio falls into.


NSE:NBIFIN
88GF Score
N.B.I. Industrial Finance Co Ltd NSE:NBIFIN
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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N.B.I. Industrial Finance Co Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

N.B.I. Industrial Finance Co's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Quick Ratio (A: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(29.156-0)/0.27
=107.99

N.B.I. Industrial Finance Co's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(29.156-0)/0.27
=107.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 107.99 mean?
N.B.I. Industrial Finance Co (NSE:NBIFIN) has a Quick Ratio of 107.99 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on N.B.I. Industrial Finance Co and its competitors. This is 16% below median its historical median of 127.85. Over the past decade, N.B.I. Industrial Finance Co's Quick Ratio has ranged from 8.81 to 55,941.79. According to the industry distribution chart, N.B.I. Industrial Finance Co ranks #42 out of 687 companies in the Capital Markets industry, placing it in the top 6.1%.
Is N.B.I. Industrial Finance Co's Quick Ratio too high?
N.B.I. Industrial Finance Co's current Quick Ratio of 107.99 is 16% below median its 10-year median of 127.85. Over the past 10 years, this metric has ranged from a low of 8.81 to a high of 55,941.79. The Capital Markets industry median Quick Ratio is 2.09. N.B.I. Industrial Finance Co's value of 107.99 is 5067% above this industry median. Based on the distribution chart, N.B.I. Industrial Finance Co ranks #42 out of 687 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, N.B.I. Industrial Finance Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N.B.I. Industrial Finance Co's Quick Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, N.B.I. Industrial Finance Co ranks #42 out of 687 companies for Quick Ratio. This places N.B.I. Industrial Finance Co in the top 6% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 2.09. N.B.I. Industrial Finance Co's value of 107.99 is 5067% above this benchmark. Historically, N.B.I. Industrial Finance Co's own Quick Ratio has ranged from 8.81 to 55,941.79 over the past decade. While the company's 10-year median is 127.85 vs. the industry median of 2.09, N.B.I. Industrial Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Capital Markets company?
The median Quick Ratio among Capital Markets companies is 2.09, based on 687 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.B.I. Industrial Finance Co's current Quick Ratio of 107.99 is 5067% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on N.B.I. Industrial Finance Co and its competitors. For the Capital Markets industry, the median Quick Ratio is 2.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.B.I. Industrial Finance Co's current Quick Ratio is 107.99, which is 16% below median its own 10-year median of 127.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.B.I. Industrial Finance Co stock overvalued right now?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co (NSE:NBIFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,736.39, compared to a current price of ₹2,301.40 — trading 15.9% below its estimated fair value. The current Quick Ratio is 107.99, which is 16% below median its 10-year median of 127.85 and 5067% above the Capital Markets industry median of 2.09. N.B.I. Industrial Finance Co's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For N.B.I. Industrial Finance Co (NSE:NBIFIN), the current Quick Ratio is 107.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is N.B.I. Industrial Finance Co (NSE:NBIFIN) Overvalued in 2026?

Based on GuruFocus' analysis, N.B.I. Industrial Finance Co stock appears to be undervalued. The current stock price of ₹2,301.40 is trading 15.9% below its estimated GF Value™ of ₹2,736.39. GuruFocus considers N.B.I. Industrial Finance Co to be Modestly Undervalued.

Key valuation signals for NSE:NBIFIN:

  • Quick Ratio: 107.99 (16% below median its 10-year median of 127.85)
  • GF Value™: ₹2,736.39 vs. price of ₹2,301.40 (15.9% below fair value)
  • GF Score™: 88/100 with 1 warning sign
  • Industry Position: 5067% above the Capital Markets median (#42 of 687)

No single metric tells the full story. See the NSE:NBIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


N.B.I. Industrial Finance Co Business Description

Address No. 21, Strand Road, Ground Floor, Kolkata, WB, IND, 700001
N.B.I. Industrial Finance Co Ltd is a non-banking financial company also engaged in financial activities in India. It invests in securities and shares of listed companies.
88GF Score

Get the complete analysis for NSE:NBIFIN

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,301.40
Price
₹2,736.39
GF Value