N.B.I. Industrial Finance CoNSE:NBIFIN +2.28%88 Operating Margin % is 39.42% as of Mar. 2026, which is 52% below its 10-year median of 82.83. GuruFocus rates NSE:NBIFIN with a GF Score™ of 88/100 and a GF Value™ of ₹2,722.49 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 667 Capital Markets companies, N.B.I. Industrial Finance Co ranks better than 94.9% on this metric.
N.B.I. Industrial Finance Co Ltd operating margin is expanding. Margin expansion is usually a good sign.
The historical rank and industry rank for N.B.I. Industrial Finance Co's Operating Margin % or its related term are showing as below:
NSE:NBIFIN'
s Operating Margin % Range Over the Past 10 Years
Min: 38.2 Med: 82.83 Max: 98.91
Current: 95.15
NSE:NBIFIN's Operating Margin % is ranked better than 94.9% of 667
companies
in the Capital Markets industry
Industry Median: 7.13
vs NSE:NBIFIN: 95.15
N.B.I. Industrial Finance Co (NSE:NBIFIN) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
N.B.I. Industrial Finance Co Operating Margin % Related Terms
N.B.I. Industrial Finance Co Operating Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N.B.I. Industrial Finance Co Operating Margin % Chart
NSE:NBIFIN vs MS, GS, SCHW: Operating Margin % Comparison
For the Capital Markets subindustry, N.B.I. Industrial Finance Co's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N.B.I. Industrial Finance Co Operating Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, N.B.I. Industrial Finance Co's Operating Margin % distribution charts can be found below:
* The bar in red indicates where N.B.I. Industrial Finance Co's Operating Margin % falls into.
N.B.I. Industrial Finance Co Operating Margin % Calculation
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N.B.I. Industrial Finance Co (NSE:NBIFIN) has a Operating Margin % of 39.42% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on N.B.I. Industrial Finance Co and its competitors. This is 52% below median its historical median of 82.83. Over the past decade, N.B.I. Industrial Finance Co's Operating Margin % has ranged from 38.20 to 98.91. According to the industry distribution chart, N.B.I. Industrial Finance Co ranks #34 out of 667 companies in the Capital Markets industry, placing it in the top 5.1%.
Is N.B.I. Industrial Finance Co's Operating Margin % too high?
N.B.I. Industrial Finance Co's current Operating Margin % of 39.42% is 52% below median its 10-year median of 82.83. Over the past 10 years, this metric has ranged from a low of 38.20 to a high of 98.91. The Capital Markets industry median Operating Margin % is 7.13. N.B.I. Industrial Finance Co's value of 39.42% is 452.9% above this industry median. Based on the distribution chart, N.B.I. Industrial Finance Co ranks #34 out of 667 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, N.B.I. Industrial Finance Co has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N.B.I. Industrial Finance Co's Operating Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, N.B.I. Industrial Finance Co ranks #34 out of 667 companies for Operating Margin %. This places N.B.I. Industrial Finance Co in the top 5% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 7.13. N.B.I. Industrial Finance Co's value of 39.42% is 452.9% above this benchmark. Historically, N.B.I. Industrial Finance Co's own Operating Margin % has ranged from 38.20 to 98.91 over the past decade. While the company's 10-year median is 82.83 vs. the industry median of 7.13, N.B.I. Industrial Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Capital Markets company?
The median Operating Margin % among Capital Markets companies is 7.13, based on 667 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.B.I. Industrial Finance Co's current Operating Margin % of 39.42% is 452.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on N.B.I. Industrial Finance Co and its competitors. For the Capital Markets industry, the median Operating Margin % is 7.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.B.I. Industrial Finance Co's current Operating Margin % is 39.42%, which is 52% below median its own 10-year median of 82.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.B.I. Industrial Finance Co stock overvalued right now?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co (NSE:NBIFIN) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹2,722.49, compared to a current price of ₹1,911.80 — trading 29.8% below its estimated fair value. The current Operating Margin % is 39.42%, which is 52% below median its 10-year median of 82.83 and 452.9% above the Capital Markets industry median of 7.13. N.B.I. Industrial Finance Co's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For N.B.I. Industrial Finance Co (NSE:NBIFIN), the current Operating Margin % is 39.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N.B.I. Industrial Finance Co (NSE:NBIFIN) Overvalued in 2026?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co stock appears to be undervalued.
The current stock price of ₹1,911.80 is trading 29.8% below its estimated GF Value™ of ₹2,722.49.
GuruFocus considers N.B.I. Industrial Finance Co to be Significantly Undervalued.
Key valuation signals for NSE:NBIFIN:
Operating Margin %: 39.42% (52% below median its 10-year median of 82.83)
GF Value™: ₹2,722.49 vs. price of ₹1,911.80 (29.8% below fair value)
Industry Position: 452.9% above the Capital Markets median (#34 of 667)
No single metric tells the full story. See the NSE:NBIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N.B.I. Industrial Finance Co Ltd is a non-banking financial company also engaged in financial activities in India. It invests in securities and shares of listed companies.
88GF Score
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