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N.B.I. Industrial Finance CoNSE:NBIFIN -0.09%88 Return-on-Tangible-Equity is 0.04% as of Mar. 2026, which is 88% below its 10-year median of 0.34. GuruFocus rates NSE:NBIFIN with a GF Score™ of 88/100 and a GF Value™ of ₹2,757.70 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 780 Capital Markets companies, N.B.I. Industrial Finance Co ranks worse than 69.87% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. N.B.I. Industrial Finance Co's annualized net income for the quarter that ended in Mar. 2026 was ₹10.5 Mil. N.B.I. Industrial Finance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹26,383.5 Mil. Therefore, N.B.I. Industrial Finance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 0.04%.
The historical rank and industry rank for N.B.I. Industrial Finance Co's Return-on-Tangible-Equity or its related term are showing as below:
NSE:NBIFIN'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.08 Med: 0.34 Max: 120.89
Current: 0.41
During the past 13 years, N.B.I. Industrial Finance Co's highest Return-on-Tangible-Equity was 120.89%. The lowest was 0.08%. And the median was 0.34%.
NSE:NBIFIN's Return-on-Tangible-Equity is ranked worse than 69.87% of 780
companies
in the Capital Markets industry
Industry Median: 6.52
vs NSE:NBIFIN: 0.41
N.B.I. Industrial Finance Co (NSE:NBIFIN) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
N.B.I. Industrial Finance Co Return-on-Tangible-Equity Related Terms
N.B.I. Industrial Finance Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N.B.I. Industrial Finance Co Return-on-Tangible-Equity Chart
NSE:NBIFIN vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, N.B.I. Industrial Finance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N.B.I. Industrial Finance Co Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, N.B.I. Industrial Finance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where N.B.I. Industrial Finance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.04% mean?
N.B.I. Industrial Finance Co (NSE:NBIFIN) has a Return-on-Tangible-Equity of 0.04% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on N.B.I. Industrial Finance Co and its competitors. This is 88% below median its historical median of 0.34. Over the past decade, N.B.I. Industrial Finance Co's Return-on-Tangible-Equity has ranged from 0.08 to 120.89. According to the industry distribution chart, N.B.I. Industrial Finance Co ranks #545 out of 780 companies in the Capital Markets industry, placing it in the top 69.9%.
Is N.B.I. Industrial Finance Co's Return-on-Tangible-Equity too high?
N.B.I. Industrial Finance Co's current Return-on-Tangible-Equity of 0.04% is 88% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 120.89. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. N.B.I. Industrial Finance Co's value of 0.04% is 99.4% below this industry median. Based on the distribution chart, N.B.I. Industrial Finance Co ranks #545 out of 780 companies in the Capital Markets industry, which is below the industry midpoint. Overall, N.B.I. Industrial Finance Co has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N.B.I. Industrial Finance Co's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, N.B.I. Industrial Finance Co ranks #545 out of 780 companies for Return-on-Tangible-Equity. This places N.B.I. Industrial Finance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.52. N.B.I. Industrial Finance Co's value of 0.04% is 99.4% below this benchmark. Historically, N.B.I. Industrial Finance Co's own Return-on-Tangible-Equity has ranged from 0.08 to 120.89 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 6.52, N.B.I. Industrial Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 780 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.B.I. Industrial Finance Co's current Return-on-Tangible-Equity of 0.04% is 99.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on N.B.I. Industrial Finance Co and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.B.I. Industrial Finance Co's current Return-on-Tangible-Equity is 0.04%, which is 88% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.B.I. Industrial Finance Co stock overvalued right now?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co (NSE:NBIFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,757.70, compared to a current price of ₹2,200.40 — trading 20.2% below its estimated fair value. The current Return-on-Tangible-Equity is 0.04%, which is 88% below median its 10-year median of 0.34 and 99.4% below the Capital Markets industry median of 6.52. N.B.I. Industrial Finance Co's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For N.B.I. Industrial Finance Co (NSE:NBIFIN), the current Return-on-Tangible-Equity is 0.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N.B.I. Industrial Finance Co (NSE:NBIFIN) Overvalued in 2026?
Based on GuruFocus' analysis, N.B.I. Industrial Finance Co stock appears to be undervalued.
The current stock price of ₹2,200.40 is trading 20.2% below its estimated GF Value™ of ₹2,757.70.
GuruFocus considers N.B.I. Industrial Finance Co to be Modestly Undervalued.
Key valuation signals for NSE:NBIFIN:
Return-on-Tangible-Equity: 0.04% (88% below median its 10-year median of 0.34)
GF Value™: ₹2,757.70 vs. price of ₹2,200.40 (20.2% below fair value)
Industry Position: 99.4% below the Capital Markets median (#545 of 780)
No single metric tells the full story. See the NSE:NBIFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N.B.I. Industrial Finance Co Ltd is a non-banking financial company also engaged in financial activities in India. It invests in securities and shares of listed companies.
88GF Score
Get the complete analysis for NSE:NBIFIN
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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