EarlyPay (ASX:EPY) YoY EPS Growth: -66.67% (As of Jun. 2026)

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ASX:EPY EarlyPay Ltd ASX:EPY
20 GF Score
Price A$0.15
GF Value A$0.20
Valuation Modestly Undervalued
! 7 Warning Signs
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What is EarlyPay YoY EPS Growth?

EarlyPay ASX:EPY +3.45% 20 YoY EPS Growth is -66.67% as of Jun. 2026. GuruFocus rates ASX:EPY with a GF Score™ of 20/100 and a GF Value™ of A$0.20 (Modestly Undervalued). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. EarlyPay's YoY EPS Growth for the quarter that ended in Jun. 2026 was -66.67%.

EarlyPay's Earnings per Share (Diluted) for the six months ended in Jun. 2026 was A$0.00.

EarlyPay YoY EPS Growth Historical Data

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The historical data trend for EarlyPay's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EarlyPay YoY EPS Growth Chart

EarlyPay Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51.61 -157.45 133.33 11.11 -80.00

EarlyPay Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 125.00 -28.57 200.00 -100.00 -66.67
ASX:EPY
20GF Score
EarlyPay Ltd ASX:EPY
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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EarlyPay YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

EarlyPay's YoY EPS Growth for the fiscal year that ended in Jun. 2026 is calculated as:

YoY EPS Growth (A: Jun. 2026 )
=(Earnings per Share (Diluted) (A: Jun. 2026 )-Earnings per Share (Diluted) (A: Jun. 2025 ))/ | Earnings per Share (Diluted) (A: Jun. 2025 ) |
=(0.002-0.01)/ | 0.01 |
=-80.00 %

EarlyPay's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.002-0.006)/ | 0.006 |
=-66.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -66.67% mean?
EarlyPay (ASX:EPY) has a YoY EPS Growth of -66.67% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for EarlyPay and its competitors.
Is EarlyPay's YoY EPS Growth too high?
EarlyPay's current YoY EPS Growth is -66.67%. Overall, EarlyPay has a GF Score™ of 20/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EarlyPay's YoY EPS Growth compare to V and MA?
EarlyPay's YoY EPS Growth of -66.67% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Credit Services company?
A good YoY EPS Growth depends on the Credit Services industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for EarlyPay and its competitors. EarlyPay's current YoY EPS Growth is -66.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EarlyPay stock overvalued right now?
Based on GuruFocus' analysis, EarlyPay (ASX:EPY) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.20, compared to a current price of A$0.15 — trading 25% below its estimated fair value. The current YoY EPS Growth is -66.67%. EarlyPay's overall GF Score™ is 20/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For EarlyPay (ASX:EPY), the current YoY EPS Growth is -66.67% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EarlyPay (ASX:EPY) Overvalued in 2026?

Based on GuruFocus' analysis, EarlyPay stock appears to be undervalued. The current stock price of A$0.15 is trading 25% below its estimated GF Value™ of A$0.20. GuruFocus considers EarlyPay to be Modestly Undervalued.

Key valuation signals for ASX:EPY:

  • YoY EPS Growth: -66.67%
  • GF Value™: A$0.20 vs. price of A$0.15 (25% below fair value)
  • GF Score™: 20/100 with 7 warning signs

No single metric tells the full story. See the ASX:EPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EarlyPay Business Description

Address 201 Miller Street, Level 5, North Sydney, Sydney, NSW, AUS, 2060
EarlyPay Ltd is engaged in providing tailored financing solutions to businesses of all shapes and sizes. It is a line of credit financing for businesses in Australia. It is involved in various business activities namely Invoice Finance, and Equipment Finance. It generates the majority of its revenue from the Invoice finance segment.
20GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.15
Price
A$0.20
GF Value