EarlyPay (ASX:EPY) Net Interest Margin (Bank Only) %


ASX:EPY EarlyPay Ltd ASX:EPY
28 GF Score
Price A$0.12
GF Value A$0.45
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is EarlyPay Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ASX:EPY
28GF Score
EarlyPay Ltd ASX:EPY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is EarlyPay (ASX:EPY) Overvalued in 2026?

Based on GuruFocus' analysis, EarlyPay stock appears to be undervalued. The current stock price of A$0.12 is trading 73.3% below its estimated GF Value™ of A$0.45. GuruFocus considers EarlyPay to be Possible Value Trap.

Key valuation signals for ASX:EPY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: A$0.45 vs. price of A$0.12 (73.3% below fair value)
  • GF Score™: 28/100 with 4 warning signs

No single metric tells the full story. See the ASX:EPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EarlyPay Business Description

Address 201 Miller Street, Level 5, North Sydney, Sydney, NSW, AUS, 2060
EarlyPay Ltd is engaged in providing tailored financing solutions to businesses of all shapes and sizes. It is a line of credit financing for businesses in Australia. It is involved in various business activities namely Invoice Finance, and Equipment Finance. It generates the majority of its revenue from the Invoice finance segment.
28GF Score

Get the complete analysis for ASX:EPY

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.12
Price
A$0.45
GF Value