Unity Bancorp (FRA:UTB) Insider Ownership: 0.00 % (As of Aug. 17, 2026)

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FRA:UTB Unity Bancorp Inc FRA:UTB
82 GF Score
Price €52.50
GF Value €45.97
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Unity Bancorp Insider Ownership?

Unity Bancorp FRA:UTB -1.87% 82 Insider Ownership is 0.00 % as of Aug. 17, 2026. GuruFocus rates FRA:UTB with a GF Score™ of 82/100 and a GF Value™ of €45.97 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Unity Bancorp's insider ownership is 0.00%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Unity Bancorp's Institutional Ownership is 32.82%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Unity Bancorp's Float Percentage Of Total Shares Outstanding is 72.38%.

Unity Bancorp Insider Ownership Historical Data

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The historical data trend for Unity Bancorp's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unity Bancorp Insider Ownership Chart

Unity Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Insider Ownership
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Unity Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Insider Ownership Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FRA:UTB
82GF Score
Unity Bancorp Inc FRA:UTB
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Unity Bancorp Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 0.00 % mean?
Unity Bancorp (FRA:UTB) has a Insider Ownership of 0.00 % as of Aug. 17, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Unity Bancorp and its competitors.
Is Unity Bancorp's Insider Ownership too high?
Unity Bancorp's current Insider Ownership is 0.00 %. Overall, Unity Bancorp has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's Insider Ownership compare to SFST and BWB?
Unity Bancorp's Insider Ownership of 0.00 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Unity Bancorp and its competitors. Unity Bancorp's current Insider Ownership is 0.00 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (FRA:UTB) is currently considered Modestly Overvalued. The stock's GF Value™ is €45.97, compared to a current price of €52.50 — trading 14.2% above its estimated fair value. The current Insider Ownership is 0.00 %. Unity Bancorp's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Unity Bancorp (FRA:UTB), the current Insider Ownership is 0.00 % as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (FRA:UTB) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of €52.50 is trading 14.2% above its estimated GF Value™ of €45.97. GuruFocus considers Unity Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:UTB:

  • Insider Ownership: 0.00 %
  • GF Value™: €45.97 vs. price of €52.50 (14.2% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the FRA:UTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UNTY:USA
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
82GF Score

Get the complete analysis for FRA:UTB

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€52.50
Price
€45.97
GF Value